Master Legal Agreement

Section 1: Critical Notices

S0.1 Technology Provider Only: No Brokerage / No Financial Services

AlgoBars:

• is NOT a broker, dealer, exchange, trading venue, market maker, clearing firm, custodian, or payment processor
• does NOT open, control, or manage real trading accounts
• does NOT take custody of user funds or assets
• does NOT provide investment, trading, legal, tax, accounting, or regulatory advice
• does NOT guarantee execution outcomes, prices, fills, liquidity, profitability, or availability

All trading activity occurs solely through Brokerage Platforms under your separate agreement(s) with those Brokerage Platforms.

S0.2 No Investment Advice; Independent Due Diligence

Nothing in the Services constitutes investment advice, recommendations, solicitations, or offers. You are solely responsible for investment and trading decisions and for verifying the regulatory status, suitability, and terms of any Brokerage Platform.

S0.3 Risk Warning

S0.4 Third-Party Platforms and Content

Brokerage Platforms and third-party content are independent. AlgoBars does not guarantee their safety, fairness, regulatory permissions, solvency, quality, reliability, reputation, or the accuracy/timeliness of third-party content or advertising.

S0.5 White-Label Partners and Broker Customers: Separate Agreement Governs

S0.5.1 Meaning of “Partner.” A white-label partner / broker under the Broker Agreement is distinct from an affiliate partner or promoter under Section 10 (S.43) and Appendix K. References to “Partner” in those affiliate / promoter provisions mean affiliates and promoters only and do not refer to white-label brokers, who are governed by the Broker Agreement.

S0.5.2 End-Users of a White-Label Deployment. Where you access an AlgoBars-powered platform that is operated and branded by a third-party broker or firm (rather than directly by AlgoBars), your subscription, plan, Algo Token / credit pricing, refund, packaging, and billing terms are set by, and are a matter between you and, that broker or firm, not AlgoBars. The Algo Token consumption terms and the sixty (60)-day expiry in S.56 of these Terms apply to accounts held directly with AlgoBars.

Section 2: Terms of Service

S1 Terms and Definitions

S2 Acceptance; Electronic Communications; Records

2.1 Acceptance: You accept this Agreement by clicking acceptance, enabling a feature that requires consent, creating an account, purchasing/subscribing, integrating, downloading/installing, or using the Services.

2.2 Electronic Communications: You consent to electronic notices and records, including service notices, billing notices, policy updates, and disclosures. To the extent permitted by law, you waive requirements for non-electronic signatures or delivery.

2.2.1 Email on File is Conclusive Notice: Any notice, communication, disclosure, billing notification, policy update, security alert, breach notification, account action, or other message sent by AlgoBars to the email address on record for your account shall be deemed delivered, received, and effective as of the date and time sent, regardless of whether the email is actually opened, read, marked as spam, filtered, delivered to a non-monitored inbox, blocked by your provider, or otherwise not actually received by you. You are solely responsible for keeping your registered email address accurate, current, and actively monitored, and for promptly updating it through your account settings if it changes. Failure to receive any notice does not excuse compliance with any obligation under this Agreement, alter any timeline running from the date of notice, or create any liability for AlgoBars.

2.3 Prohibited Use Where Unlawful: If access or use of the Services is prohibited by applicable law in your jurisdiction, do not use the Services.

S3 Eligibility; Account Responsibility

Age/Authority: You must be at least 18 (or age of majority in your jurisdiction). AlgoBars relies upon your representation of age and is not obligated to independently verify it. If AlgoBars discovers that an account holder is under the minimum age, the account will be immediately terminated; such termination creates no liability on AlgoBars for any prior service, fees collected, or actions taken in reliance on your representation. If acting for an entity, you represent you have authority to bind that entity.

Regulated Entity Representations: If you are a regulated entity in any jurisdiction (including but not limited to a broker-dealer, registered investment adviser, hedge fund, futures commission merchant, commodity pool operator, family office, money services business, bank, or any other regulated financial institution), you represent and warrant that: (a) you hold all licenses, registrations, exemptions, and authorizations required for your use of the Services in each jurisdiction where you operate; (b) your use of the Services complies with all regulatory obligations applicable to you, including any supervision, recordkeeping, reporting, fiduciary, and customer-protection requirements; (c) you will indemnify AlgoBars for any regulatory inquiry, enforcement action, fine, penalty, or sanction arising from your use of the Services in your regulated capacity; and (d) you will notify AlgoBars at [email protected] prior to any use of the Services on behalf of clients, customers, fund participants, or other third parties.

Account Security: You must keep registration information (including your email address, name, country, and payment method) accurate and current at all times. You are solely responsible for safeguarding your credentials, API keys, tokens, two-factor authentication devices, and all access permissions, and for all activity that occurs under your account, whether authorized by you or not.

One Account per User, No Sharing: Each account is personal to a single user (or, for entity accounts, a single legal entity with designated authorized users) and is non-transferable. You may not share your credentials, account access, API keys, or session with any other person, allow any other person to use your account, or operate the Services on behalf of any other person. Sharing credentials, account access, or paid subscription entitlements with any third party constitutes a material breach of this Agreement and authorizes AlgoBars to immediately suspend or terminate the account, retain any fees paid, void any tokens or balances, and pursue all available remedies.

Multiple Accounts & Abuse Controls: You may not create or operate multiple accounts to evade limits, bypass security controls, circumvent restrictions, abuse promotional offers, or engage in coordinated activity. AlgoBars may limit, suspend, or terminate any accounts believed to be associated with multiple-account abuse, coordinated activity, or evasion of restrictions, without prior notice.

S4 What We Provide; Service Changes

4.1 Technology Services: The Services may include order-connectivity tooling, routing interfaces, monitoring, logs, analytics, visualization, automation tools, and integrations, delivered via web, software clients, APIs, SDKs, and plugins.

4.2 Service Changes: We may modify, suspend, discontinue, or replace any feature or part of the Services at any time, including to comply with law, security needs, or third-party requirements.

4.3 No Availability Guarantee: We aim to provide reliable Services, but do not guarantee uninterrupted, error-free, or continuous availability.

4.4 UI Elements and Interaction Risks: You acknowledge and agree that interactions with UI Elements (including clicks, taps, drags, hotkeys, gestures, or context-menu actions) may result in immediate submission, modification, or cancellation of Orders depending on your settings and enabled features. UI Elements are provided for convenience only and do not constitute a confirmation, guarantee, or authoritative record of execution.

4.5 Client-Side Processing Disclaimer: Certain aspects of the Services operate on your device or browser. Device performance, browser behavior, extensions, operating system settings, memory/CPU availability, network quality, and third-party software may affect UI behavior and timing. AlgoBars is not responsible for Orders, errors, delays, duplication, or unintended actions arising from client-side execution, browser/device issues, or third-party software interference.

S5 Fees, Subscriptions, Usage Charges, Taxes

5.1 Paid Services: Some Services may require prepaid credit top-ups, usage-based fees, one-time fees, enterprise pricing, or (for broker / white-label partners) subscription or licence fees, as disclosed at checkout, in-product, or in an order form.

5.2 Billing Authorization: You authorize AlgoBars (and our payment processors) to charge your payment method for all applicable fees, taxes, and charges in accordance with your selected plan and measured usage.

5.3 Auto-Reload: If you enable auto-reload, you authorize AlgoBars to automatically charge your payment method to replenish your credit balance whenever it falls below the threshold you set, until you disable auto-reload. You may disable auto-reload at any time in your account settings. Any recurring subscription or licence (for example, broker / white-label plans) renews automatically unless canceled before renewal.

5.4 Usage-Based Charges: Usage charges may be based on measurable consumption such as API calls, message volume, markets enabled, seats, modules, active connections, or other metrics. AlgoBars may enforce usage limits and rate limits.

5.5 Currency: Unless expressly stated otherwise at the point of sale, all fees are denominated and payable in United States Dollars (USD), regardless of the local currency of any payment method, card-issuer billing currency, or your jurisdiction of residence. You are solely responsible for all currency conversion charges, exchange-rate differences, bank fees, intermediary bank fees, and payment-processor fees applied by your payment provider or card issuer.

5.6 Taxes Exclusive of Fees: All fees are stated exclusive of any applicable taxes, duties, levies, or governmental charges, including (without limitation) value added tax (VAT), goods and services tax (GST), sales tax, use tax, consumption tax, digital services tax, withholding tax, stamp duty, or any similar transactional or revenue-based tax in any jurisdiction. Where AlgoBars is required by applicable law to collect, charge, or remit any such tax in connection with a transaction, the applicable tax will be added to the fee and invoiced or charged to you. Where you are required by law to withhold any amount from a payment to AlgoBars, you shall gross up the payment so that AlgoBars receives the full amount it would have received absent the withholding. You shall promptly provide AlgoBars with valid tax-exemption documentation if you claim exemption from any tax.

S6 License Grant; Restrictions; Acceptable Use

6.1 License Grant: Subject to this Agreement and payment of applicable fees, AlgoBars grants you a limited, worldwide, non-exclusive, revocable, non-transferable, non-sublicensable license to access and use the Services for your internal purposes in accordance with Documentation.

6.2 No Sale: The Services are licensed, not sold.

6.3 Prohibited Conduct:

• Reverse engineer, decompile, disassemble, decrypt, or derive source code except where mandatory law permits
• Modify, translate, or create derivative works of the Services except as expressly permitted
• Bypass security controls, authentication, or rate limits
• Scrape, harvest, cache, redistribute, resell, sublicense, or publicly display Content or market data except as expressly permitted in writing
• Engage in unlawful conduct, market manipulation, fraud, abusive automation, or violations of broker/exchange rules
• Interfere with system integrity (including DoS) or test vulnerabilities without written permission

S8 Brokerage Platforms; Order Execution; Allocation of Responsibility

8.1 Independent Brokerage Platforms: Brokerage Platforms are independent third parties and not agents of AlgoBars. AlgoBars does not control their systems, staff, execution policies, risk checks, margin rules, liquidations, custody, settlement, or regulatory obligations.

8.2 No Execution Guarantee: AlgoBars does not guarantee Order acceptance, routing, timing, execution, priority, fill quality, slippage, partial fills, cancellations, confirmations, or settlement.

8.3 Connectivity and Message Transmission Risks: The Services may facilitate transmission of Orders via third-party networks and the internet. Transmission may be affected by latency, congestion, packet loss, outages, maintenance, defects, routing failures, time synchronization issues, device performance, and third-party failures. AlgoBars does not warrant that any Order or message will be delivered, delivered once, delivered in order, delivered without delay, or delivered without corruption.

8.4 UI State vs Brokerage Platform State: Information displayed within the Services (including open orders, pending orders, positions, prices, fills, balances, and indicators) may not reflect the authoritative state maintained by the Brokerage Platform. The Brokerage Platform's confirmations, records, and statements are controlling.

S15 Suspension; Termination; Effects

15.1 Suspension: AlgoBars may suspend access without notice for security, maintenance, legal compliance, or suspected breach.

15.2 Termination by AlgoBars: We may terminate immediately for non-payment, breach, abuse, fraud, unlawful activity, or risk to security/legal compliance, or if continued service becomes impractical due to third-party/regulatory constraints.

15.3 Effect of Termination: Your license ends and you must stop using the Services. Data may be deleted and may not be recoverable.

15.4 Survival: IP, confidentiality, disclaimers, liability limits, indemnity, dispute terms, and other provisions intended to survive will survive termination.

Section 3: Privacy Policy

This Privacy Policy explains how AlgoBars collects, uses, discloses, and otherwise processes information when you access or use the Services.

S1 Scope and Key Concepts

1.1 Who This Applies To: This Privacy Policy applies to information processed by AlgoBars in connection with the Services, including when you visit algobars.com, create an account, top up credits or make purchases, use APIs/connectors, connect to third-party brokerages, or contact support.

S2 Information We Collect

2.1 Information You Provide Directly:

• Account information: name, username, email address, password (stored in hashed form), organization/company name, country, and account preferences
• Contact/support information: emails, messages, tickets, and other information you provide when contacting us
• Billing information: billing name, billing address, tax information (e.g., VAT details), subscription details, and transaction metadata. Payment card data is processed by our payment processors
• Integration information: API keys, access tokens, webhook endpoints, configuration data, and identifiers you provide to enable integrations

2.2 Information Collected Automatically:

• Identifiers and device data: IP address, device type, browser type, operating system, language settings, time zone, and approximate location inferred from IP
• Usage data: pages viewed, features used, clicks, logs, time spent, referral/exit pages, and interaction patterns
• Technical and diagnostic data: performance metrics, error reports, crash logs, latency measurements, audit logs, and security events
• Network and API metadata: timestamps, request/response metadata, rate-limit events, API usage volumes, and connectivity health

S3 How We Use Information

• Provide and maintain Services: create and manage accounts, authenticate users, issue API keys/tokens, provide features and connectivity, process subscriptions
• Improve performance: analyze usage trends, test and debug features, develop new modules, maintain reliability
• Safety, security, fraud prevention: detect abuse, enforce rate limits, protect accounts and platform integrity, investigate incidents
• Communications: send service-related messages, security alerts, billing notices, policy updates, respond to support requests
• Compliance and legal purposes: comply with applicable laws, lawful requests, regulatory obligations, establish/defend legal claims

S4 How We Share Information

• Service providers and vendors: vendors that help us operate the Services (hosting, analytics, monitoring, customer support, security, payment processing)
• Brokerage Platforms: when you connect, we may transmit data necessary to enable the integration. The Brokerage Platform's processing is governed by its own privacy policy
• Legal compliance: we may disclose to comply with law, regulation, legal process, governmental requests, enforce agreements, protect rights and safety
• Business transfers: in connection with merger, acquisition, financing, reorganization, or sale of assets

We do not sell personal information for money.

S9 Your Rights and Choices

Depending on where you live, you may have rights regarding your personal information:

• Access: obtain a copy of your personal data
• Correct: update inaccurate information
• Delete: request deletion of your data
• Object: object to or restrict processing
• Withdraw consent: where processing is based on consent
• Contact: [email protected]

S11 Security

We use reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security. You are responsible for protecting your account credentials and using strong security practices.

S5 Data Retention Periods

AlgoBars retains personal information only for as long as necessary to fulfill the purposes described in this Policy or as permitted or required by applicable law. Retention periods vary by data category. The periods below are maximum retention windows; AlgoBars may delete data sooner at its discretion and is not obligated to retain data for any minimum period unless required by law.

AlgoBars may retain personal information longer than the periods above where required by law, regulatory directive, court order, legal process, ongoing investigation, pending dispute resolution, or to enforce or defend legal rights. Anonymized and aggregated data that cannot reasonably be linked to any individual is not personal information and may be retained indefinitely for analytics, model training, benchmarking, product development, and any other lawful purpose.

S6 Data Breach Notification

In the event of a confirmed personal data breach that poses a material risk to your rights and freedoms, AlgoBars will notify affected users without undue delay and within timeframes required by applicable law. Notifications will be sent to the email address on file and may also be communicated via in-app notice, website banner, or other reasonable means. AlgoBars may delay or withhold notification where notification would compromise an ongoing investigation, violate law-enforcement instructions, where applicable law permits delay, or where AlgoBars is otherwise advised by legal counsel that delay is appropriate. AlgoBars' provision of notification does not constitute an admission of fault, liability, wrongdoing, or breach of this Agreement.

S7 Account Deletion & Data Export Requests

You may request deletion or export of your personal information by submitting a written request to [email protected] from the email address registered to your account. Requests must include: (a) your account email; (b) the specific request (deletion or export); (c) verification information sufficient to confirm your identity. AlgoBars will process verified requests promptly and within timeframes required by applicable law. AlgoBars may extend the response period where required for identity verification, where the request is complex or voluminous, where multiple related requests have been submitted, or where required by law or for legitimate operational reasons.

Notwithstanding any deletion request, AlgoBars may retain: (i) data required for AML, tax, fraud, security, or regulatory compliance; (ii) data subject to litigation hold or legal process; (iii) backup copies pending normal backup cycle expiration; (iv) anonymized data; and (v) data necessary to enforce agreements or protect AlgoBars' legal rights. Deletion of account data may be irreversible and may render your account inoperable.

S8 Legal Process & Government Requests

AlgoBars may disclose personal information in response to subpoenas, court orders, regulatory directives, search warrants, or other legal process. AlgoBars is under no obligation to notify users of any legal process, governmental request, or law-enforcement inquiry, and may comply without prior notice to the affected user. AlgoBars may, in its sole discretion, notify users where permitted by law and where doing so does not compromise an investigation, but assumes no obligation to do so. AlgoBars is not obligated to challenge, contest, narrow, or quash any legal process on behalf of any user.

Section 4: Important Risk Disclosure & Disclaimer

S4 Leverage and Margin Risk

Trading with leverage can amplify both gains AND losses.

• Losses may exceed your initial deposit
• Margin calls and forced liquidations may occur without notice
• You are responsible for understanding your broker's margin rules

Leveraged trading is NOT suitable for all individuals.

S5 Execution, Slippage, and Market Conditions

Market conditions may result in:

• Price slippage
• Partial fills
• Delayed execution
• Order rejection
• Execution at prices different from those displayed

Displayed prices, charts, or indicators may differ from execution prices due to volatility, liquidity, latency, or broker execution policies. AlgoBars does NOT control execution outcomes.

S6 Technology, Connectivity, and Platform Risks

Use of trading technology involves risks, including:

• Internet or network failures
• Latency, packet loss, or synchronization issues
• System outages or maintenance
• Device, browser, or operating-system limitations
• Third-party service disruptions

AlgoBars does not guarantee uninterrupted, real-time, or error-free operation.

S8 Charts, Signals, and Visual Tools

Charts, indicators, signals, overlays, backtests, simulations, and visual tools are informational only, may be delayed, smoothed, aggregated, or incomplete, and do not represent executable prices or guaranteed liquidity.

Simulated or hypothetical performance does NOT reflect actual trading and may not include real-world factors such as slippage, fees, or execution quality. No representation is made that any user will achieve similar results.

S10 No Guarantees or Profit Promises

AlgoBars makes NO guarantees regarding:

• Profitability
• Execution quality
• System availability
• Suitability for any trading strategy

Any testimonials, examples, or user experiences reflect individual outcomes and are NOT typical.

Section 7: Cookie Policy

This Cookie Policy explains how AlgoBars uses cookies and similar technologies when you access or use the Services.

S1 What Are Cookies?

Cookies are small text files stored on your device when you visit a website. We may also use similar technologies, including local storage, session storage, pixels or tags, SDK-based storage, and device identifiers.

S2 Why AlgoBars Uses Cookies

• Operate and secure the Services
• Maintain user sessions and authentication
• Remember preferences and settings
• Enable core platform functionality
• Measure performance and reliability
• Detect abuse, fraud, or security issues
• Understand how the Services are used and improved

AlgoBars does NOT use cookies to provide investment advice, trading recommendations, or to make trading decisions.

S3 Types of Cookies We Use

S6 Advertising Cookies

AlgoBars does NOT use cookies for behavioral advertising or targeted advertising related to trading activity.

If we run limited marketing campaigns, any related cookies are intended for general analytics or attribution and not for profiling trading behavior.

S7 How You Can Control Cookies

You can control or delete cookies through your browser or device settings. Most browsers allow you to view, delete, block cookies entirely, or block cookies from specific sites.

Please note: blocking strictly necessary cookies may prevent parts of the Services from functioning correctly.

For more information: www.allaboutcookies.org

Section 8: Liability, Warranties & Indemnification

S18.5 Aggregate Liability: Anti-Stacking Provision

S19 Indemnification

S20 Disclaimer of Warranties

S21 Limitation of Liability

21.1 Excluded Damages: To the maximum extent permitted by law, AlgoBars is NOT liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or loss of profits, revenue, goodwill, data, trading losses, missed opportunities, or costs of substitute services.

21.2 Third-Party Exclusions: AlgoBars is NOT liable for losses arising from Brokerage Platforms or third parties (execution outcomes, rejections, pricing, margin, liquidation, settlement, custody, outages, data errors).

21.4 Mandatory Law: Some jurisdictions do not allow certain limitations; limitations apply to the maximum extent permitted.

S11 Your Responsibility (Risk Disclosure)

You are solely responsible for:

• Evaluating trading risks
• Selecting and dealing with brokers
• Configuring strategies and settings
• Monitoring orders, positions, and accounts
• Complying with applicable laws and regulations

If you do not understand these risks, do NOT use trading features.

Section 9: Governing Law & Dispute Resolution

S22 Exclusive Jurisdiction: Dubai Courts

The courts of the Emirate of Dubai, United Arab Emirates, shall have exclusive jurisdiction to settle any dispute, claim, or controversy arising out of or in connection with this Agreement, your access to or use of the Services, or any matter relating thereto. You irrevocably submit to the exclusive jurisdiction of the Dubai courts and waive any objection based on inconvenient forum, lack of personal jurisdiction, or otherwise.

S22.1 Mandatory Pre-Litigation Informal Resolution (Condition Precedent)

S22.4 Injunctive Relief

AlgoBars may seek urgent injunctive/equitable relief to protect IP or confidential information.

S16 Confidentiality

You will protect AlgoBars non-public information and use it only to access/use the Services. This obligation survives for two (2) years, and longer for trade secrets.

S17 Compliance; Sanctions; Export

You will comply with applicable laws (including UAE laws), exchange rules, broker requirements, sanctions, and export controls. AlgoBars may restrict access where required or where risk is elevated.

S18 Force Majeure

AlgoBars is NOT liable for failures or delays caused by events beyond reasonable control, including natural disasters, war, terrorism, civil unrest, labor disputes, governmental actions, sanctions, internet backbone failures, cloud/data-center outages, power failures, exchange/venue outages, and telecom failures.

S25-26 Language; Entire Agreement

The English version controls. Translations are provided for convenience only. In case of inconsistency, the English version prevails.

This Agreement (including Additional Terms and policies) is the entire agreement regarding the Services. If any provision is invalid, the remainder remains in effect. Failure to enforce is not a waiver.

Section 10: Supplementary Global Protections

S.1 Class Action Waiver

YOU AND ALGOBARS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. Unless both you and AlgoBars agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative, class, or collective proceeding.

S.2 Jury Trial Waiver

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND ALGOBARS EACH WAIVE THE RIGHT TO A JURY TRIAL FOR ANY DISPUTE ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICES. This waiver applies whether the dispute is resolved in arbitration or, if arbitration is found unenforceable, in court. You acknowledge that you are making this waiver knowingly, voluntarily, and without duress.

S.3 Statute of Limitations

Any claim or cause of action arising out of or relating to this Agreement or the Services must be filed within ONE (1) YEAR after the claim arose, or such claim is permanently barred. This limitation applies regardless of any statute or law to the contrary. You waive any statute of limitations that would otherwise apply to provide a longer period.

S.4 No Fiduciary Duty

AlgoBars does not owe you any fiduciary duty. The relationship between you and AlgoBars is strictly contractual and arm's length. AlgoBars is not your agent, trustee, advisor, or fiduciary in any capacity. Nothing in this Agreement or your use of the Services creates a fiduciary relationship, partnership, joint venture, or agency between you and AlgoBars. You acknowledge that AlgoBars may have economic interests that differ from or conflict with your interests, and AlgoBars has no obligation to prioritize your interests over its own or those of any third party.

S.5 No Investor Compensation Scheme Coverage

YOUR USE OF THE SERVICES IS NOT PROTECTED BY ANY INVESTOR COMPENSATION SCHEME, INCLUDING BUT NOT LIMITED TO: SIPC (Securities Investor Protection Corporation), USA; FDIC (Federal Deposit Insurance Corporation), USA; FSCS (Financial Services Compensation Scheme), UK; ICF (Investor Compensation Fund), EU/Cyprus; Any similar national or regional compensation fund. AlgoBars is a technology provider, not a financial institution. No governmental or regulatory body guarantees your funds or compensates for losses incurred through the Services.

S.6 Sanctions Compliance & Export Controls

6.1 Sanctions Regimes: You represent, warrant, and covenant that you are not located in, organized under the laws of, or a resident or national of any country or territory that is subject to comprehensive sanctions, including but not limited to: Cuba, Iran, North Korea, Syria, Crimea region of Ukraine; Any country designated by OFAC (U.S. Office of Foreign Assets Control); Any country subject to UN Security Council sanctions; Any country subject to EU restrictive measures; Any country subject to UAE sanctions.

6.2 Sanctions Lists: You represent that neither you nor any of your principals, beneficial owners, or affiliates are: Listed on the OFAC SDN (Specially Designated Nationals) List; Listed on the EU Consolidated Sanctions List; Listed on the UN Security Council Sanctions List; Listed on any UAE sanctions or restricted parties list; Owned or controlled by any person on such lists.

6.3 Export Controls: You acknowledge the Services may be subject to export control laws, including the U.S. Export Administration Regulations (EAR). You will not export, re-export, or transfer the Services in violation of any applicable export control laws.

S.7 Anti-Money Laundering (AML) & Know Your Customer (KYC)

AlgoBars maintains an Anti-Money Laundering program in compliance with applicable laws, including UAE Federal Decree-Law No. 20 of 2018 concerning Anti-Money Laundering and Combating the Financing of Terrorism.

7.1 Your Obligations: Provide accurate identification and verification documents upon request; Update information promptly if circumstances change; Not use the Services to launder money or finance terrorism; Cooperate with any investigation related to suspicious activity.

7.2 Our Rights: AlgoBars may, without liability: suspend or terminate accounts pending verification; report suspicious activity to authorities; freeze or block transactions; retain records as required by law.

S.8 Anti-Bribery & Anti-Corruption

You represent and warrant that you will comply with all applicable anti-bribery and anti-corruption laws, including: UAE: Federal Decree-Law No. 31 of 2021 on Combating Bribery and Corruption; USA: Foreign Corrupt Practices Act (FCPA); UK: Bribery Act 2010; International: OECD Anti-Bribery Convention. You will not offer, promise, give, or authorize any bribe, kickback, or improper payment to any government official, political party, or private person in connection with the Services.

S.9 Market Abuse Prevention

S.10 AI, Algorithm & Automated Systems Disclaimer

The Services may include or interact with artificial intelligence, machine learning, algorithmic trading systems, signal generators, pattern recognition, or other automated decision-making tools. Algorithms are based on historical data and may not predict future performance; AI/ML models may produce unexpected, incorrect, or suboptimal outputs; Automated systems may malfunction, execute unintended trades, or amplify losses; Backtested or simulated results do not guarantee future performance; Market conditions may change, rendering algorithms ineffective; AlgoBars does not guarantee the accuracy, reliability, or profitability of any algorithm. YOU ARE SOLELY RESPONSIBLE for all trading decisions, whether made manually or through automated systems. AlgoBars provides technology only and does not manage your trading activity.

S.11 No Insurance Coverage

AlgoBars does not maintain insurance coverage for user losses. Any insurance policies held by AlgoBars are for AlgoBars' own protection and do not extend to users. You are solely responsible for obtaining any insurance coverage you deem appropriate for your trading activities.

S.12 California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA): Right to Know: Request disclosure of personal information collected, used, and shared; Right to Delete: Request deletion of personal information (subject to exceptions); Right to Correct: Request correction of inaccurate personal information; Right to Opt-Out: Opt out of "sale" or "sharing" of personal information; Right to Non-Discrimination: Not be discriminated against for exercising rights. AlgoBars does not "sell" personal information as defined by CCPA. To exercise rights: [email protected]

S.13 Biometric Data Notice (BIPA Compliance)

If the Services collect biometric identifiers (fingerprints, facial geometry, voiceprints, retina/iris scans) or biometric information: We will inform you in writing of the specific purpose and length of term for collection; We will obtain your written consent before collection; We will not sell, lease, trade, or profit from your biometric data; We will destroy biometric data when the initial purpose is satisfied or within 3 years of last interaction; We will store and transmit biometric data with reasonable security measures. This notice satisfies Illinois Biometric Information Privacy Act (BIPA) and similar state laws.

S.14 Sovereign Immunity Waiver

If you are a government entity, state-owned enterprise, sovereign wealth fund, or acting in any governmental capacity, you irrevocably waive any claim to sovereign immunity with respect to this Agreement and any disputes arising hereunder. You consent to the jurisdiction specified in this Agreement and waive any defense based on sovereign immunity, act of state doctrine, or similar principles.

S.15 Tax Responsibility

You are solely responsible for determining and fulfilling all tax obligations arising from your use of the Services, including but not limited to: income taxes, capital gains taxes, value-added taxes (VAT), goods and services taxes (GST), withholding taxes, and any reporting obligations. AlgoBars does not provide tax advice. AlgoBars may report information to tax authorities as required by law. You agree to indemnify AlgoBars for any taxes, penalties, or interest arising from your failure to comply with tax obligations.

S.16 Recording & Monitoring Consent

You consent to AlgoBars recording, monitoring, and reviewing: Electronic communications (emails, chats, support tickets); Telephone calls with support or sales personnel; Platform usage, logs, and audit trails; API requests and responses. Recordings may be used for: quality assurance, training, compliance, security, dispute resolution, and legal proceedings. By using the Services, you confirm you have authority to consent on behalf of all individuals who may communicate through your account.

S.17 Conflict of Interest Disclosure

You acknowledge that AlgoBars, its affiliates, directors, officers, employees, and agents may: Have financial interests in Brokerage Platforms or other third parties; Receive compensation, referral fees, or revenue sharing from third parties; Provide services to other users whose interests may conflict with yours; Develop, license, or operate competing products or services. AlgoBars is not obligated to disclose specific conflicts or to act in your best interest. You are responsible for conducting your own due diligence.

S.18 Business Continuity & Disaster Recovery

While AlgoBars maintains business continuity and disaster recovery measures, AlgoBars does not guarantee uninterrupted service during disasters, emergencies, or force majeure events. Services may be unavailable during emergencies without advance notice; Data recovery may be incomplete or delayed; Alternative procedures may not replicate full functionality; Third-party dependencies may fail independently. You are responsible for maintaining your own records, backups, and contingency plans.

S.19 Audit & Cooperation Rights

You agree to cooperate with AlgoBars in any audit, investigation, or inquiry related to: Compliance with this Agreement; Suspected fraud, abuse, or security incidents; Regulatory or law enforcement requests; Dispute resolution proceedings. AlgoBars may conduct audits of your usage to verify compliance. For enterprise users, audit rights may be specified in separate agreements.

S.20 Beta & Experimental Features

Certain features may be designated as "Beta," "Preview," "Experimental," "Alpha," or similar designations. Such features: Are provided "AS IS" without any warranty whatsoever; May contain bugs, errors, or incomplete functionality; May be modified, suspended, or discontinued at any time without notice; May not be covered by support or documentation; Should not be relied upon for production or critical use cases. Use of beta features is at your sole risk. AlgoBars' liability for beta features is limited to zero.

S.21 Whistleblower Protections

Nothing in this Agreement prohibits you from reporting suspected violations of law to governmental authorities, including but not limited to the SEC, CFTC, DOJ, or other regulatory bodies. You are not required to obtain AlgoBars' consent before making such reports, and you may disclose confidential information to authorities as permitted by applicable whistleblower protections.

S.22 Survival of Provisions

The following provisions survive termination or expiration of this Agreement: Intellectual Property (ownership, restrictions); Confidentiality (2 years minimum; trade secrets indefinitely); Disclaimer of Warranties; Limitation of Liability; Indemnification; Class Action Waiver; Jury Trial Waiver; Arbitration Agreement; Governing Law; All representations, warranties, and covenants; Any provision that by its nature should survive.

S.23 No Third-Party Beneficiaries

This Agreement is for the sole benefit of AlgoBars and you. No third party has any rights under this Agreement, except that AlgoBars' affiliates, directors, officers, employees, agents, and contractors are express third-party beneficiaries of the indemnification, limitation of liability, and disclaimer provisions.

S.24 Cumulative Remedies

All rights and remedies under this Agreement are cumulative and not exclusive. Exercise of any right or remedy does not preclude exercise of any other right or remedy. AlgoBars' failure to exercise any right does not constitute a waiver of that right.

S.25 Construction & Interpretation

Headings are for convenience only and do not affect interpretation. "Including" means "including without limitation." "Or" is not exclusive unless context requires. References to laws include amendments and successor legislation. Ambiguities shall not be construed against the drafter.

S.26 GDPR Compliance (EEA/UK Users)

For users in the European Economic Area, United Kingdom, or Switzerland:

26.1 Legal Bases for Processing: Contract Performance: Processing necessary to provide the Services; Legitimate Interests: Security, fraud prevention, service improvement; Legal Obligation: Compliance with applicable laws; Consent: Where specifically obtained for optional processing.

26.2 International Transfers: Data may be transferred outside the EEA/UK. We rely on: Standard Contractual Clauses (SCCs) approved by the European Commission; adequacy decisions; or other lawful transfer mechanisms. You may request a copy of applicable SCCs.

26.3 Data Protection Officer: Contact our Data Protection Officer: [email protected].

26.4 Supervisory Authority: You have the right to lodge a complaint with your local data protection supervisory authority.

S.27 Prohibited Jurisdictions & Geographic Restrictions

The Services are NOT available to persons located in, residents of, or citizens of: Sanctioned Countries: Cuba, Iran, North Korea, Syria, Crimea/Donetsk/Luhansk regions; United States: Services not offered to U.S. persons unless specifically authorized; Restricted Jurisdictions: Any jurisdiction where the Services would be unlawful or require licensing AlgoBars does not hold. AlgoBars reserves the right to restrict access from any jurisdiction at any time without notice. Use of VPNs or other methods to circumvent geographic restrictions is strictly prohibited and grounds for immediate termination.

S.28 Regulatory Change & Emergency Measures

28.1 Right to Modify for Compliance: AlgoBars may immediately modify, suspend, or terminate any feature, functionality, or the entire Services without notice if required to comply with any law, regulation, court order, governmental directive, or regulatory guidance, whether existing or newly enacted.

28.2 Emergency Measures: During market emergencies, system failures, security incidents, or extraordinary circumstances, AlgoBars may take any action it deems necessary, including: suspending trading functionality; canceling pending orders; restricting account access; implementing position limits; or any other protective measure. AlgoBars shall not be liable for any losses resulting from emergency measures taken in good faith.

S.29 Electronic Transactions & Digital Signatures

You consent to transact electronically. Electronic records and signatures satisfy any legal requirement for "writing" or "signature" under applicable law, including the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN), Uniform Electronic Transactions Act (UETA), UAE Federal Law No. 1 of 2006, and eIDAS Regulation (EU). You agree that clicking "I Accept," "Agree," "Submit," or similar buttons, or using the Services after notice of updated terms, constitutes your legally binding electronic signature and acceptance.

S.30 Third-Party Content, Links & Integrations

The Services may contain links to, or integrations with, third-party websites, applications, content, or services. AlgoBars: Does not control, endorse, or assume responsibility for third-party content; Is not liable for any loss or damage arising from third-party services; Does not guarantee the accuracy, legality, or appropriateness of third-party content; Is not responsible for third-party privacy practices or terms. Your interactions with third parties are solely between you and the third party. Review third-party terms before use.

S.31 Intellectual Property Enforcement (DMCA)

31.1 Copyright Infringement Claims: AlgoBars respects intellectual property rights. If you believe content infringes your copyright, submit a DMCA notice to our designated agent: Email: [email protected], Subject: DMCA Takedown Notice. Include: (1) your signature; (2) identification of the copyrighted work; (3) identification of the infringing material; (4) your contact information; (5) statement of good faith belief; (6) statement under penalty of perjury that you are authorized to act.

31.2 Counter-Notification: If you believe content was removed in error, you may submit a counter-notification with the required statutory elements.

31.3 Repeat Infringers: AlgoBars will terminate accounts of repeat infringers in appropriate circumstances.

S.32 Children's Privacy (COPPA)

S.33 Accessibility Statement

AlgoBars is committed to digital accessibility. We strive to conform to WCAG 2.1 Level AA guidelines. However, due to the complex, real-time nature of trading interfaces: Some features may not be fully accessible to all users; Third-party integrations may have varying accessibility levels; Real-time data displays may pose challenges for assistive technologies. If you experience accessibility barriers, contact: [email protected]. We will make reasonable efforts to provide accessible alternatives.

S.34 Open Source & Third-Party Licenses

The Services may include open source software components subject to separate license terms. A list of open source components and their licenses is available upon request. Nothing in this Agreement restricts rights granted under applicable open source licenses, and nothing grants rights beyond those licenses.

S.35 Mobile Application Terms

If you access the Services through a mobile application:

35.1 App Store Terms: You acknowledge this Agreement is between you and AlgoBars only, not with Apple, Google, or any app store. App store providers are not responsible for the Services or any claims relating thereto.

35.2 Third-Party Beneficiary: Apple and its subsidiaries are third-party beneficiaries of this Agreement (for iOS apps) and may enforce this Agreement against you.

35.3 Usage Rules: You must comply with applicable app store terms of service and usage rules.

S.36 Cryptocurrency & Digital Asset Addendum

AlgoBars does not custody digital assets, does not operate wallets, and is not responsible for blockchain transactions or smart contract interactions.

S.37 Attorney's Fees & Costs

In any dispute arising under this Agreement, the prevailing party shall be entitled to recover reasonable attorney's fees, expert witness fees, and costs from the non-prevailing party, to the extent permitted by applicable law. If AlgoBars prevails in defending against any claim brought by you, you agree to reimburse AlgoBars' reasonable legal fees and costs.

S.38 Equitable Relief & Injunctive Remedies

You acknowledge that breach of this Agreement may cause irreparable harm to AlgoBars for which monetary damages would be inadequate. AlgoBars is entitled to seek injunctive relief, specific performance, or other equitable remedies without posting bond or proving actual damages. You agree that you will NOT seek injunctive or equitable relief against AlgoBars and that your sole remedy for any claim is monetary damages subject to the limitations in this Agreement.

S.39 Independent Parties

The parties are independent contractors. This Agreement does not create any employment, agency, partnership, joint venture, franchise, or fiduciary relationship. Neither party has authority to bind the other or incur obligations on the other's behalf.

S.40 Acknowledgment of Understanding

S.41 Entire Agreement & Integration

This Agreement, together with the Privacy Policy, Risk Disclosure, API Terms, Cookie Policy, One-Click Trading Terms, and any applicable order forms or addenda, constitutes the entire agreement between you and AlgoBars concerning the Services. Where you are a white-label partner or broker, the Broker Agreement (as defined in S0.5) prevails over this Agreement to the extent of any conflict in respect of your broker relationship. This Agreement supersedes all prior or contemporaneous communications, proposals, representations, understandings, and agreements, whether written or oral, relating to the Services. No modification of this Agreement is binding unless in writing and signed by an authorized representative of AlgoBars. No course of dealing, course of performance, or trade usage shall modify this Agreement.

S.42 Document Version Control

All documents (Terms of Service, Privacy Policy, Risk Disclosure, API & Developer Terms, Cookie Policy, One-Click Trading Terms, Supplementary Protections) are Version 1.0. Previous versions are archived and available upon request.

S.43 Affiliate, Partner & Promoter Compliance Program

43.1 Scope and Applicability: This Section applies to every individual or entity that directly or indirectly promotes, markets, advertises, demonstrates, refers users to, or otherwise represents the AlgoBars Platform or Services in any capacity, whether compensated or uncompensated (each a "Promoter," collectively "Promoters"). Promotional Activities include all marketing, advertising, referral, educational, demonstrational, or representational activities conducted in any medium.

43.2 Prohibited Marketing Practices: Promoters shall NOT, under any circumstances: (a) make income guarantees or profit promises; (b) present trading as low-risk, easy, or guaranteed; (c) use misleading screenshots, fabricated results, or cherry-picked performance; (d) discourage use of demo accounts or risk management tools; (e) pressure users to fund accounts immediately; (f) impersonate AlgoBars employees or create fake testimonials; (g) target vulnerable populations or minors; (h) make claims about regulatory status that are false or misleading.

43.3 Mandatory Risk Disclosures: Every Promotional Activity must include the following disclosures in a clear, conspicuous, and prominent manner:

1. "Trading involves substantial risk of loss. You may lose some or all of your capital. Only trade with money you can afford to lose."
2. "Past performance does not guarantee future results."
3. "AlgoBars is a technology provider only, not a broker, dealer, or financial advisor."
4. Material connection disclosure identifying the Promoter's relationship with AlgoBars.

43.4 Advertising Standards Compliance: All Promotional Activities must comply with applicable advertising laws and regulations in the jurisdiction(s) where the content is created, published, distributed, or received.

43.5 Material Connection Disclosure: All Promoters must clearly disclose any material connection with AlgoBars, including referral commissions, affiliate fees, revenue sharing, free access, gifts, sponsored content, or any other form of compensation.

43.6 Monitoring, Enforcement & Remedies: AlgoBars reserves the right to monitor, review, audit, and investigate all Promotional Activities. Violations may result in: formal written warnings, suspension or termination of affiliate status, forfeiture of pending or accrued commissions, clawback of commissions earned through non-compliant activities, permanent ban, and/or legal action.

43.7 Promoter Indemnification: Each Promoter agrees to indemnify, defend, and hold harmless AlgoBars and all Released Parties from and against any claims, damages, liabilities, costs, and expenses arising from their Promotional Activities.

43.8 User Reporting Mechanism: AlgoBars maintains a reporting mechanism for users to report non-compliant Promotional Activities. Reports may be submitted to [email protected].

43.9 Record-Keeping: All Promoters must retain records of all Promotional Activities for a minimum of three (3) years.

43.10 Pre-Approval Requirement for High-Impact Content: Promoters with audiences exceeding ten thousand (10,000) followers or conducting in-person presentations must submit content for pre-approval to [email protected] before publication.

S.44 Amendment Notice Procedure

AlgoBars reserves the right to modify this Agreement, the Privacy Policy, the Cookie Policy, the Risk Disclosure, the API Terms, the One-Click Trading Terms, the Platform Disclaimer, and any related policies or appendices at any time. Modifications are categorized and take effect as follows:

44.1 Material Changes. Material changes, defined as changes that materially adversely affect users, including (but not limited to) fee increases, new categories of fees, reductions in the scope of Services materially used by Users, modifications to the dispute resolution or limitation-of-liability provisions, expansion of Promoter compliance obligations, or any change of similar adverse magnitude, shall take effect thirty (30) days after notice is sent to your account email and/or posted as an in-app banner. During the thirty (30) day notice period, you may cancel your account without penalty. Continued use of the Services after the effective date constitutes binding acceptance of the modified terms.

44.2 Non-Material Changes. Non-material changes, including typographical corrections, clarifications, contact information updates, additive new features, and changes that do not materially adversely affect users, take effect immediately upon posting.

44.3 Compliance & Emergency Changes. Notwithstanding 44.1, any change required for compliance with applicable law, court order, regulatory directive, sanctions, security incident, fraud response, or other emergency takes effect immediately without notice, as set forth in S.28.

44.4 Determination of Materiality. AlgoBars determines, in its reasonable discretion, whether a change is "material" for purposes of this Section.

S.45 Mass-Filing Defense

If twenty-five (25) or more substantially similar claims, demands, or proceedings are filed against AlgoBars within any sixty (60) day period by the same counsel, by counsel acting in coordination, or by claimants using substantially similar pleadings ("Mass Filings"), the following provisions apply:

1. Coordinated procedure. AlgoBars may, at its sole election, require that all Mass Filings be administratively consolidated, batched, or coordinated for procedural purposes (including discovery, evidentiary hearings, and motion practice), without prejudice to each claimant's individual right to recovery.
2. Bellwether selection. AlgoBars may require an initial set of no more than twenty (20) "bellwether" cases proceed to adjudication first, with all remaining Mass Filings stayed pending resolution of the bellwether cases.
3. Fee allocation. Each claimant in a Mass Filing shall be solely responsible for advancing their own court filing fees and procedural costs. AlgoBars shall not advance fees on behalf of Mass-Filing claimants.
4. Pre-litigation compliance. Each Mass-Filing claimant must individually comply with the pre-litigation procedure in Section 9 (S22.1). Filings that fail to demonstrate individual compliance shall be dismissed.
5. No coercive settlement. Mass Filings shall not be used to coerce settlement and AlgoBars expressly reserves all rights to defend each claim on its individual merits.

This Section is severable from the remainder of this Agreement. If any portion is found unenforceable, the remaining provisions shall continue in full force.

S.46 Chargeback Waiver & Payment Dispute

You agree that you will not initiate any chargeback, payment reversal, dispute, or claim with your card issuer, bank, payment processor, or any third-party payment service in connection with any fee paid to AlgoBars, except where you have first complied with the pre-litigation procedure in Section 9 (S22.1) and the dispute remains unresolved. Initiation of a chargeback, reversal, or dispute in breach of this Section constitutes a material breach of this Agreement and authorizes AlgoBars, without limitation, to:

• immediately suspend or terminate your account and all access to the Services;
• retain any tokens, balances, credits, or entitlements in your account;
• recover from you all chargeback fees, processor fees, currency conversion costs, legal fees, and administrative costs incurred;
• refer the matter to collections, credit bureaus, or legal counsel;
• report the chargeback as fraud to applicable payment networks (which may affect your ability to use payment cards generally); and
• pursue any other remedies available under law.

You agree that submitting a chargeback in breach of this Section constitutes an admission that the underlying fee is owed and an undertaking to reimburse AlgoBars for all resulting costs.

S.47 User-Generated Content License

By submitting, posting, uploading, transmitting, or otherwise making available any content, materials, communications, feedback, suggestions, ideas, screenshots, strategies, comments, testimonials, reviews, or other materials ("User Content") through the Services, the AlgoBars community, Discord server, social media channels, support communications, or any other channel relating to AlgoBars, you hereby grant AlgoBars and its affiliates a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, non-exclusive, transferable, sublicensable license to use, copy, reproduce, modify, adapt, publish, translate, distribute, display, perform, create derivative works of, and otherwise exploit such User Content in any media now known or hereafter developed, for any purpose, including without limitation: operating, improving, and promoting the Services; marketing and advertising; product development; AI/ML training and improvement; and any other commercial or non-commercial purpose.

You represent and warrant that you own or have all necessary rights to grant the foregoing license, that the User Content does not infringe any third-party rights, and that AlgoBars' use of the User Content as permitted hereunder will not violate any law or third-party right. AlgoBars is not obligated to attribute, compensate, or credit you for use of User Content. You waive any moral rights you may have in User Content to the maximum extent permitted by law.

S.48 Strategy Ownership & Platform Data

As between you and AlgoBars:

1. Your inputs. You retain ownership of the specific input data and configurations you create and submit (e.g., parameter values you set in AlgoBuilder, indicator settings, watchlists, notes).
2. AlgoBars' platform. AlgoBars and its licensors retain ownership of all rights, title, and interest in and to the Platform, all Tools, all strategy templates, all indicator logic (including the Matrix Indicator and all proprietary indicators), all chart types (including AlgoBars, Range Bars, X-Ray Bars), all AI/ML models, all code, all visual designs, all trade names and trademarks, and all derivative works thereof. Nothing in this Agreement transfers any ownership in the Platform to you.
3. Generated outputs. Any output, signal, alert, indicator reading, screener result, backtest, simulation, strategy generated by AlgoBuilder, AI-generated content, or any other Platform output is provided to you for your personal, internal use only and remains AlgoBars' intellectual property. You may not redistribute, resell, sublicense, or publicly display any Platform output except as expressly permitted in writing.
4. Anonymized usage data. AlgoBars owns all anonymized and aggregated data derived from use of the Platform, including patterns of indicator usage, strategy performance distributions, market behavior aggregates, and Platform telemetry. AlgoBars may use such anonymized data for any purpose, including model training, analytics, product development, benchmarking, publication, and commercial exploitation, without notice, compensation, or attribution to any User.

S.49 Assignment

You may not assign, delegate, sublicense, or otherwise transfer this Agreement, your account, your API Credentials, or any rights or obligations hereunder, in whole or in part, by operation of law or otherwise, without AlgoBars' prior written consent. Any attempted assignment in violation of this Section is void.

AlgoBars may freely assign, transfer, delegate, or sublicense this Agreement, in whole or in part, to any successor, affiliate, parent, subsidiary, acquirer, or assignee, including in connection with any merger, acquisition, change of control, reorganization, financing transaction, or sale of assets, without notice to or consent from you. All terms of this Agreement, including all licenses, indemnities, limitations of liability, and dispute resolution provisions, shall bind and inure to the benefit of any successor or assignee.

S.50 No Backward Compatibility; No Integration Guarantee

AlgoBars makes no commitment, guarantee, or warranty to maintain, support, or continue providing any specific feature, Tool, integration, brokerage connection, third-party API, chart type, indicator, or version of the Platform. AlgoBars may, at any time and in its sole discretion, modify, deprecate, discontinue, replace, or terminate any feature, integration, or third-party connection, including connections to MetaTrader 4, MetaTrader 5, any specific Brokerage Platform, or any third-party data feed, without notice or liability. You acknowledge that third-party providers (including MetaQuotes Software Corp.) may change, deprecate, or discontinue their APIs at any time, and AlgoBars has no obligation to support any version of any third-party API beyond what AlgoBars deems commercially reasonable.

S.51 AI & Machine Learning Training Rights

You acknowledge and agree that AlgoBars may use anonymized, aggregated, and de-identified data derived from your use of the Services, including (but not limited to) strategy configurations, indicator usage patterns, signal interactions, backtest results, screener queries, and Platform telemetry, to train, evaluate, fine-tune, and improve artificial intelligence and machine learning models, indicators, signals, automated tools, and other Platform features. AlgoBars commits to removing personally identifiable information before such data is used for training. No User has any right, title, claim, or compensation in or to any model, output, or improvement derived from such anonymized data.

S.52 Inactive Account Termination

AlgoBars may, at its sole discretion, terminate any account that has been inactive for an extended period (defined as no successful login, no API request, and no billing activity) after providing reasonable advance notice (typically not less than thirty (30) days) to the account email of record. AlgoBars determines what constitutes an "extended period" of inactivity in its sole discretion based on operational, security, and compliance factors. Upon termination, AlgoBars may delete all account data, API credentials, configurations, and User Content associated with the account, subject only to the data-retention requirements of applicable law. AlgoBars has no obligation to restore terminated inactive accounts, to refund any fees, or to provide further notice beyond the initial notice.

S.53 Bankruptcy, Insolvency & Wind-Down

In the event AlgoBars (BuildQapital Commercial Brokers LLC) becomes subject to bankruptcy, insolvency, receivership, administration, voluntary dissolution, or involuntary wind-down proceedings, the following shall apply:

1. AlgoBars (or its successor, trustee, administrator, or insolvency practitioner) shall provide such notice of intent to discontinue the Services as is reasonably practicable under the circumstances, by the means then reasonably available, including (where feasible) email to the account address of record;
2. where reasonably feasible during the notice period, Users may export their personal data and account information using the export procedures then in effect, subject to operational and legal constraints;
3. upon expiration of the notice period (or where notice is not reasonably feasible, upon discontinuation), AlgoBars may discontinue the Services and delete user data, subject only to legally required retention periods;
4. AlgoBars (and its successors, trustees, administrators, insolvency practitioners, and assignees) shall have no liability for service discontinuation, data deletion, loss of data, loss of profits, business interruption, missed opportunities, or any consequential, incidental, or special damages arising from wind-down, regardless of cause or whether notice was provided;
5. this Agreement, and all limitations of liability, indemnification obligations, dispute resolution provisions, intellectual property provisions, and all provisions intended to survive, shall survive any wind-down and bind any successor, trustee, administrator, or assignee.

S.54 Prohibited Automated Account Creation

You may not create, register, or operate accounts using automated means, including bots, scripts, scrapers, headless browsers, or any other non-human registration mechanism. You may not register multiple accounts to evade limits, bypass security controls, circumvent restrictions, or abuse promotional offers. AlgoBars may, without notice or liability, suspend or terminate any account suspected of automated creation or coordinated abuse, retain any fees paid, void any tokens or balances, block the associated IP address, payment method, device fingerprint, and email address, and pursue all available legal remedies including injunctive relief and damages.

S.55 Right to Demand Additional Verification

AlgoBars may, at any time and in its sole discretion, require you to provide additional verification information, including (but not limited to) government-issued identification, proof of address, source-of-funds documentation, beneficial-ownership disclosures (for entity accounts), business legitimacy documentation, or any other information AlgoBars determines necessary for AML, KYC, fraud prevention, sanctions screening, regulatory compliance, or risk management purposes.

The timeframe for response shall be specified by AlgoBars in its sole discretion based on the nature and urgency of the verification request. Such timeframe may be as short as twenty-four (24) hours in cases involving suspected fraud, money laundering, sanctions concerns, regulatory inquiries, security incidents, or other urgent matters, and may be longer for routine compliance reviews. Failure to provide requested verification within the specified timeframe authorizes AlgoBars to suspend or terminate the account, freeze pending transactions, withhold commissions, retain any tokens or balances, and report the matter to applicable authorities, all without liability to you and without obligation to provide further notice.

S.56 Tokens, Credits & Subscription Entitlements

Scope: This Section S.56 applies to Tokens on accounts held directly with AlgoBars. Where you hold your account through a third-party white-label broker or firm, that provider's terms (and not this Section) govern your Tokens, including their pricing, expiry, and refundability. "Tokens" (and any equivalent credits, points, balances, or subscription entitlements granted to your account, whether purchased, included in a subscription tier, awarded as a promotion, or earned through any program) are subject to the following terms:

1. No Cash Value & Not Currency. Tokens have no monetary value, are not money, are not e-money, are not stored-value, and do not represent any deposit, claim, or obligation of AlgoBars. Tokens may not be redeemed for cash, exchanged for fiat or cryptocurrency, used outside the Services, or treated as property of value in any legal proceeding.
2. Non-Refundable. Tokens are non-refundable under all circumstances, including (without limitation) account closure, termination, downgrade, cancellation, dissatisfaction with the Services, unused balance at end of billing period, or any other cause, except where required by mandatory law.
3. Non-Transferable. Tokens are personal to the account holder and may not be sold, traded, transferred, gifted, assigned, sublicensed, or shared with any other person or account. Any attempted transfer is void.
4. Expiration. Unused Tokens expire sixty (60) days after the date they are issued or granted to your account, or upon account closure, suspension, or termination, whichever occurs first. AlgoBars may extend this period at its discretion but will not retroactively shorten it except as required by mandatory law.
5. Revocation. AlgoBars may revoke, void, freeze, or reverse Tokens at any time for fraud, abuse, chargeback, violation of this Agreement, security incidents, or any reason in AlgoBars' sole discretion, without notice or liability.
6. Pricing Changes. Token grant rates, consumption rates, and pricing may change in accordance with the Amendment Notice procedure in S.44. Existing Tokens may be subject to revised consumption rates as of the effective date of any change.
7. Promotional Tokens. Tokens awarded as promotions, bonuses, or referral rewards are subject to the same sixty (60)-day expiry as purchased Tokens (or any shorter period expressly disclosed at the time of award) and may carry additional restrictions disclosed at the time of award.
8. Conversion on Plan Change. AlgoBars determines, in its sole discretion, whether and how Tokens convert when you change subscription tiers. Issued Tokens remain valid for sixty (60) days from issuance regardless of billing-period or subscription-tier boundaries, after which they expire in accordance with paragraph (d) above.

S.57 Communications from AlgoBars Personnel Are Not Advice

All communications from AlgoBars employees, contractors, agents, support personnel, sales staff, account managers, community managers, training personnel, and any other AlgoBars representative, including (without limitation) emails, support tickets, chat messages, phone calls, video calls, Discord messages, community posts, social media interactions, sales conversations, demonstrations, training sessions, webinars, and one-on-one consultations, are provided solely for technical, operational, or informational purposes and shall NEVER be construed as financial, investment, trading, tax, accounting, legal, or any other form of professional advice, regardless of the phrasing, tone, context, channel, or specificity of the communication.

You expressly acknowledge and agree that: (a) no statement, suggestion, recommendation, opinion, illustration, example, or hypothetical mentioned by any AlgoBars representative in any communication shall be relied upon by you as advice; (b) no AlgoBars representative is licensed or authorized to give you any form of professional advice; (c) you are solely responsible for all trading, investment, and financial decisions; (d) you waive any claim that any AlgoBars communication constituted advice, established a fiduciary or advisory relationship, or created any duty of care; and (e) you shall not introduce any AlgoBars communication into any legal proceeding for the purpose of establishing advice, recommendation, or reliance.

S.58 User Obligation to Comply with Broker, Exchange & Regulatory Rules

You are solely responsible for compliance with all applicable rules, regulations, terms, and policies of:

• your Brokerage Platform(s) and any clearing firm, custodian, prime broker, or other financial intermediary;
• any exchange, market, liquidity venue, or trading platform on or through which your Orders are routed or executed;
• any regulatory authority with jurisdiction over you, your trading activities, or your residence (including but not limited to securities regulators, commodity regulators, central banks, tax authorities, and financial services authorities);
• all applicable securities laws, commodity trading laws, derivatives regulations, market abuse rules, insider trading prohibitions, pattern day trader rules, position limits, reporting obligations, and licensing requirements in your jurisdiction.

You shall maintain your Brokerage Platform account(s) in good standing at all times, ensure that your trading activity through the Services complies with all such rules, and promptly notify AlgoBars if any Brokerage Platform suspends, restricts, or terminates your account. Any violation of broker rules, exchange rules, or applicable regulations by you is your sole responsibility and AlgoBars shall have no liability whatsoever arising from such violation. You shall indemnify AlgoBars for any claims, penalties, sanctions, or losses arising from your violation of any broker, exchange, or regulatory rule.

S.59 Definition of Material Breach

For purposes of this Agreement, a "material breach" by you includes (without limitation) any of the following:

1. any violation of S6.3 (Prohibited Conduct), including reverse engineering, scraping, bypassing security, or unlawful conduct;
2. any sharing or transfer of credentials, account access, or API keys in violation of S3;
3. any initiation of a chargeback, payment reversal, or payment dispute in violation of S.46;
4. any automated account creation, multi-account abuse, or evasion of restrictions in violation of S.54;
5. any market manipulation, abusive trading, or violation of market-abuse rules under S.9;
6. any failure to provide required verification within the timeframe set under S.55;
7. any breach of Sanctions, AML, or anti-bribery obligations under S.6, S.7, or S.8;
8. any violation of S.43 (Affiliate, Partner & Promoter Compliance Program) or Appendix K;
9. any unauthorized use, redistribution, resale, sublicensing, or public display of the Services or Content;
10. any breach of the User Content license terms or attempt to revoke the license granted under S.47;
11. non-payment of fees when due;
12. any false statement, misrepresentation, or omission in registration, KYC, or verification submissions;
13. any breach for which AlgoBars provides written notice that such breach is material; and
14. any other breach that AlgoBars reasonably determines materially harms its business, security, compliance posture, or reputation.

AlgoBars retains the right to declare any other breach "material" based on the specific circumstances. Material breach authorizes immediate suspension or termination under S15 (Section 2) and S.28 (Regulatory Change & Emergency Measures), without obligation to provide a cure period.

S.60 No Liability for Brokerage Insolvency or Counterparty Failure

AlgoBars shall have no liability whatsoever for any loss, damage, missed opportunity, frozen funds, or other harm arising from:

• the insolvency, bankruptcy, receivership, administration, wind-down, regulatory shutdown, license revocation, or financial failure of any Brokerage Platform, clearing firm, custodian, prime broker, payment processor, banking partner, data provider, or other third party;
• any fraud, misconduct, error, or regulatory violation committed by any Brokerage Platform or third party;
• any failure by a Brokerage Platform to remit, return, or release funds, securities, or assets held on your behalf;
• any change in the regulatory status, licensing, jurisdictional permissions, or business operations of any Brokerage Platform or third party.

Your remedies for any such loss lie solely against the relevant Brokerage Platform or third party, not against AlgoBars. AlgoBars does not vet, endorse, guarantee, or certify the solvency, regulatory status, or financial condition of any Brokerage Platform.

S.61 No Best-Execution Obligation

AlgoBars expressly disclaims any duty of best execution, best price, suitability, or fiduciary obligation in connection with the routing, transmission, or handling of Orders. AlgoBars is a technology conduit and does not select, prioritize, or optimize Brokerage Platforms or execution venues on your behalf. Any "best execution" obligation, if applicable, is owed by your Brokerage Platform, not by AlgoBars. You acknowledge that AlgoBars makes no commitment regarding price improvement, execution speed, liquidity access, or any other execution-quality metric.

S.62 Copy Trading, Social Trading & Signal Provider Services

The Services may include features that enable one User (a "Lead Trader," "Signal Provider," or "Strategy Author") to publish trading signals, strategies, or trade activity that can be automatically or manually replicated by other Users ("Copiers" or "Followers") (collectively, "Copy Trading Features"). With respect to all Copy Trading Features:

1. No Vetting or Endorsement. AlgoBars does not vet, qualify, license, supervise, certify, or endorse Lead Traders. AlgoBars does not verify the experience, qualifications, regulatory status, financial sophistication, identity authenticity, age (beyond minimum eligibility), or trading methodology of any Lead Trader. Statistics, performance histories, win rates, profit factors, and rankings displayed are based on past activity and are not predictive of future performance.
2. Copiers Assume All Risk. Each Copier expressly and voluntarily assumes all risk of loss arising from copying any Lead Trader, including total loss of capital. Copying decisions are made solely by the Copier. AlgoBars does not advise on whom to copy, allocation sizes, or risk parameters. Differences in account size, leverage, broker, spreads, commissions, latency, slippage, and timing may cause Copier results to differ materially (including becoming negative) from Lead Trader results, even when copying is enabled.
3. No Advisory Relationship. Neither AlgoBars nor any Lead Trader owes a Copier any fiduciary, advisory, investment-advisor, suitability, or other professional duty. Lead Traders are independent Users, not agents, employees, or representatives of AlgoBars. The relationship between Lead Trader and Copier is solely between those Users; AlgoBars is not a party.
4. Lead Trader Conduct. Lead Traders may not: (i) operate multiple accounts to manipulate published statistics or rankings; (ii) engage in wash trading, layering, or any market-manipulation conduct; (iii) hold themselves out as licensed investment advisors, fund managers, or regulated financial professionals unless they actually are and disclose such status; (iv) solicit Copiers off-platform; (v) charge Copiers separately for "premium" signals without AlgoBars' written authorization; or (vi) coordinate trading with Copiers in any prohibited manner.
5. Right to Remove. AlgoBars may, at any time and in its sole discretion, remove any Lead Trader from being copyable, hide or reset published statistics, disable Copy Trading Features for any User, or disable Copy Trading globally, without notice or liability.
6. Performance Fees and Revenue Share. Where AlgoBars implements any performance-fee, profit-share, subscription-to-follow, or other compensation arrangement involving Lead Traders, the specific terms shall be disclosed at the point of participation. Compensation does not create any advisory, fiduciary, or licensing relationship.
7. Tax and Reporting. Both Lead Traders and Copiers are solely responsible for the tax treatment, reporting, and regulatory characterization of their own Copy Trading activity in their respective jurisdictions, including any potential characterization as managed accounts, pooled investment vehicles, regulated advisory activity, or otherwise.
8. Indemnification. Each User using Copy Trading Features (whether as Lead Trader or Copier) shall indemnify and hold harmless AlgoBars and Released Parties from any claims arising from their own Copy Trading activity, including claims by other Users.

S.63 Right to Suspend Account Pending Investigation

AlgoBars may, at any time and at its sole discretion, suspend all or part of your access to the Services (including login, API access, trading features, and token consumption) pending any investigation, review, audit, compliance check, security incident analysis, regulatory inquiry, AML/sanctions screening, fraud assessment, or other inquiry. Suspension under this Section:

1. may continue for up to ninety (90) days (and may be extended for additional periods where AlgoBars reasonably requires more time or where required by law);
2. does not constitute termination of this Agreement or of your account, and does not trigger any refund, payout, or end-of-relationship obligation;
3. does not constitute an admission of wrongdoing by AlgoBars or a finding against you;
4. does not pause, extend, or otherwise modify any obligation owed by you to AlgoBars (including payment obligations, indemnification obligations, and limitation periods);
5. during the suspension period, your Tokens, balances, account data, and configurations remain in place but are not accessible or usable by you;
6. upon conclusion of the inquiry, AlgoBars may, in its sole discretion: reinstate access in whole or part, terminate the account under S15, impose conditions on reinstatement, or take any other action AlgoBars determines appropriate.

AlgoBars shall have no liability for any losses, missed opportunities, or consequential damages arising from a suspension under this Section.

S.64 No Service Credits or Outage Compensation

You expressly acknowledge and agree that you are NOT entitled to any service credit, refund, fee reduction, token reimbursement, prorated billing adjustment, free month, extended subscription, or other compensation of any kind arising from any:

• scheduled or unscheduled outage, downtime, or service unavailability;
• performance degradation, latency, packet loss, or connectivity issue;
• maintenance window, deployment, or system update (announced or unannounced);
• third-party failure (cloud provider, data feed, broker, payment processor, internet backbone);
• force majeure or extraordinary event;
• missed trading opportunity, lost profits, or unfavorable execution attributable to platform unavailability;
• any other interruption, error, defect, or failure in the Services or any Tool.

This applies regardless of the duration of any outage, the timing relative to market events, or the cause. The Services are provided "AS IS" and "AS AVAILABLE" as set forth elsewhere in this Agreement, with no uptime, latency, or availability commitments.

S.65 Security Vulnerability Disclosure (Bug Bounty)

AlgoBars welcomes responsible reports of security vulnerabilities. To report a vulnerability:

1. Submit a detailed report to [email protected] including reproduction steps, affected component, and potential impact.
2. Do not publicly disclose the vulnerability for at least ninety (90) days from the date of report, or until AlgoBars confirms remediation, whichever occurs first.
3. Do not exploit the vulnerability beyond the minimum testing necessary to demonstrate it.
4. Do not access, alter, exfiltrate, destroy, or use any User data, account, or system beyond what is strictly necessary to confirm the vulnerability.
5. Do not conduct denial-of-service, social-engineering, phishing, physical-access, or supply-chain attacks against AlgoBars personnel, infrastructure, or vendors.
6. Do not test against production User accounts other than your own; create a separate test account as needed.

AlgoBars may, at its sole discretion, recognize, acknowledge, or pay a bounty for valid and original reports. Bounty determinations are made solely by AlgoBars and are not guaranteed. Any bounty paid is consideration for the report and any associated rights and information; the reporter assigns to AlgoBars all rights in the report and any information derived from it. AlgoBars will not pursue legal action against researchers who comply in good faith with this Section. Researchers who violate this Section forfeit any bounty eligibility and may face legal action.

S.66 Right to Require Enhanced Authentication

AlgoBars may, at any time and in its sole discretion, require any User to enable, maintain, or use enhanced authentication mechanisms, including (without limitation) two-factor authentication (2FA), multi-factor authentication (MFA), hardware security keys, biometric verification, one-time password (OTP) devices, email/SMS verification, IP allowlisting, device fingerprinting, or any other security measure. AlgoBars may make such enhanced authentication mandatory:

• for all accounts;
• for specific subscription tiers (including Scale-tier, white-label, and broker accounts);
• for accounts showing suspicious activity, unusual access patterns, or elevated risk indicators;
• following any account-takeover incident, credential leak, or security event;
• as required by AML, regulatory, or operational considerations.

You are solely responsible for maintaining your authentication devices, codes, and backup recovery methods. Loss of access to your authentication methods does not entitle you to any service credit or refund. AlgoBars may suspend or terminate any account that fails to comply with enhanced authentication requirements within the timeframe specified by AlgoBars.

S.67 Beta, Preview & Experimental Feature Confidentiality

This Section supplements S.20. By accessing any feature designated as "Beta," "Preview," "Experimental," "Alpha," "Closed Beta," "Early Access," "Pre-Release," or similar (collectively, "Beta Features"), you agree:

1. all Beta Features, their existence, functionality, designs, interfaces, performance, code, documentation, and any related information are confidential information of AlgoBars;
2. you will not disclose, screenshot, screen-record, publicly demonstrate, blog about, post on social media, or otherwise share information about Beta Features without AlgoBars' prior written consent, until AlgoBars publicly announces the feature's general availability;
3. any feedback, suggestions, bug reports, ideas, or comments you provide regarding Beta Features may be used by AlgoBars without compensation, attribution, or restriction, and you grant AlgoBars a perpetual, irrevocable, royalty-free license to use such feedback;
4. you waive any claim that Beta Features should perform as well as production features and assume all risk of data loss, errors, or unintended consequences from use;
5. your confidentiality obligation under this Section survives termination of your access to Beta Features and continues until the information becomes publicly available through no fault of yours.

S.68 Community, Discord & User Content Moderation Rights

To the extent AlgoBars operates or hosts community forums, Discord servers, comment sections, social channels, or any other space where Users may post or interact ("Community Spaces"), AlgoBars reserves the following rights, exercisable at its sole and absolute discretion, with or without notice or explanation:

1. to monitor, review, moderate, edit, delete, or hide any User Content posted in Community Spaces;
2. to suspend, restrict, mute, ban, or remove any User from Community Spaces, temporarily or permanently;
3. to require User Content to comply with applicable laws, community guidelines, and standards of decency;
4. to remove without notice any content that AlgoBars deems unlawful, harmful, defamatory, harassing, hateful, threatening, sexually explicit, deceptive, fraudulent, infringing, spam, or otherwise objectionable;
5. to discontinue, restructure, archive, or eliminate any Community Space at any time without obligation.

AlgoBars assumes no obligation to monitor or moderate Community Spaces and is not responsible for any User Content posted by any User. AlgoBars is not a publisher of User Content and does not endorse, verify, or take responsibility for User-posted information. Users are solely responsible for their own posts and for evaluating the accuracy, completeness, and reliability of any User Content. Disputes between Users in Community Spaces are between those Users; AlgoBars is not party to such disputes and assumes no liability for them.

S.69 Customer Reference & Marketing Rights

You grant AlgoBars a non-exclusive, worldwide, royalty-free, perpetual right to identify you as a User of the Services and to use your name, business name, trade name, logo, and trademarks (collectively, "Identifying Marks") in:

• customer lists, "trusted by" displays, partner directories, and "powered by" attributions on the AlgoBars website, marketing materials, sales presentations, investor materials, and product collateral;
• case studies, success stories, testimonials, and use cases (whether anonymized or attributed);
• press releases, blog posts, social media content, and conference presentations;
• any other commercial or non-commercial purposes consistent with promoting the Services.

You represent and warrant that you have the right to grant this license and that AlgoBars' use of the Identifying Marks as permitted hereunder will not infringe any third-party right. You may submit a written request to [email protected] to opt out of specific public uses of your Identifying Marks; upon receipt of a valid opt-out request, AlgoBars will discontinue prospective use of your Identifying Marks in new materials within a reasonable time (typically thirty (30) days), but is not required to recall, alter, or remove existing materials previously distributed.

S.70 AlgoBars-Supplied Code, SDKs & Templates

From time to time, AlgoBars may provide you with code samples, software development kits (SDKs), libraries, scripts, MQL4/MQL5 templates, Python notebooks, JavaScript snippets, configuration files, indicator code, strategy templates, sample data, documentation, or other technical materials (collectively, "Supplied Code"). Notwithstanding any open-source headers, license notices, or markings to the contrary:

1. License Scope. Supplied Code is licensed to you solely under the terms of this Agreement, for your personal, internal use with the Services. You receive no other rights in or to Supplied Code.
2. Ownership. All right, title, and interest in and to Supplied Code, including all intellectual property rights and any derivative works created therefrom, remain the sole and exclusive property of AlgoBars and its licensors.
3. Restrictions. You may not: redistribute, sell, sublicense, publish, post to public repositories, or share Supplied Code with any third party; create or distribute derivative works for use outside the Services; remove or alter any proprietary notices; use Supplied Code to compete with AlgoBars; or use Supplied Code in any manner that would expose AlgoBars to open-source obligations (e.g., copyleft).
4. Third-Party Components. Supplied Code may incorporate or depend upon third-party open-source components subject to their own licenses, as disclosed in accompanying notice files. Your use of such components is governed by the applicable third-party license in addition to (and where in conflict, to the extent of the conflict) this Agreement.
5. No Warranty. Supplied Code is provided "AS IS" and "AS AVAILABLE" without warranty of any kind, including without limitation any warranty of merchantability, fitness for a particular purpose, accuracy, performance, or non-infringement. AlgoBars has no obligation to maintain, update, support, or guarantee compatibility of any Supplied Code with future versions of the Services or with any third-party platform.
6. User Modifications. Any modifications you make to Supplied Code are at your sole risk. AlgoBars is not responsible for outcomes resulting from modified Supplied Code.

Section 11: Contact Information

For questions about this Agreement, Privacy Policy, Risk Disclosure, API Terms, Cookie Policy, or One-Click Trading, contact the appropriate department above.

Appendix E: Login & Registration Terms Consent

Registration Checkbox (Required to Create Account)

Links provided to: /legal/terms, /legal/privacy, /legal/cookies

The submit/register button is disabled until this checkbox is checked.

Registration Agreement Acceptance

By accepting, the undersigned agrees to the following documents:

• Terms of Service
• Privacy Policy
• Cookie Policy
• Risk Disclosure
• Liability & Indemnification
• Governing Law
• Supplementary Global Protections

Appendix D: Broker Selection Agreement

Required Document Review

The user is presented with links to the following documents and instructed to review them:

• Service Agreement
• Terms & Conditions
• Privacy Policy
• Risk Disclaimer
• Platform Disclaimer

Checkbox Consent (Required to Connect Broker)

Broker Selection Agreement Acceptance

By accepting, the undersigned agrees to the following documents: Service Agreement · Broker Terms & Conditions · Privacy Policy · Risk Disclaimer · Platform Disclaimer.

Section 5: One-Click Trading Mode, Activation Disclaimer

S1 Technology Provider Only; Brokerage Executes Your Orders

AlgoBars is a technology provider that facilitates order message routing and connectivity. AlgoBars is not your broker and does not provide brokerage, dealing, exchange, clearing, custody, settlement, or investment advisory services.

All orders are transmitted to and executed (or rejected) by your selected third-party Brokerage Platform under your agreement(s) with that Brokerage Platform. Your Brokerage Platform is solely responsible for order handling, risk checks, margin/leverage, pricing, execution, confirmations, and account statements.

S2 Default Mode vs One-Click Mode

Default Mode (Two-Step): You typically review an order ticket and confirm details before submission (order type, size, price, stops/limits), then click Buy/Sell/Place/Modify/Close to submit.

One-Click Mode (One-Step): Your order may be submitted immediately when you perform any action that triggers an order:

• Clicking BUY or SELL buttons on a trading panel, watchlist, chart, or order panel
• Clicking trade buttons in an order book / depth-of-market view
• Dragging/modifying/canceling orders via chart or order list interactions
• Using context menu commands or hotkeys that place/modify/cancel orders
• Any other interface action clearly labeled to submit, modify, or cancel an order

S3 No Second Confirmation: Orders May Be Irreversible

S4 You Accept the Risks of One-Click Trading

By enabling One-Click Trading, you accept all risks associated with instant order submission, including:

• Accidental clicks/taps, mis-clicks, or unintended hotkey triggers
• Incorrect order size, instrument selection, or direction (buy/sell)
• Orders submitted from the wrong account, environment, or Brokerage Platform connection
• Delays, routing issues, duplication, or failures caused by device, network, internet, third-party systems, or market conditions
• Rapid losses, including losses exceeding your initial deposit when using leverage

S6 Responsibility and Indemnity

You are solely responsible for:

• Reviewing your settings (instrument, quantity, order type defaults, risk controls)
• Confirming you are connected to the intended Brokerage Platform/account
• Monitoring open orders and positions

S7 How to Disable One-Click Trading

You can disable One-Click Trading at any time in Settings / Trading Preferences (or the equivalent settings panel). Disabling One-Click Trading may require a return to the default two-step confirmation workflow.

Appendix B: One-Click Trading Activation Modal

Point 1: Technology Provider Only

AlgoBars is a technology provider that facilitates order message routing. All orders are executed by your selected third-party Brokerage Platform.

Point 2: One-Click Mode

Your order may be submitted immediately when you click BUY or SELL buttons, drag/modify orders, or use hotkeys.

Point 3: No Second Confirmation

Orders may be executed immediately and may be irreversible. Market orders can fill at prices different from displayed due to slippage.

Point 4: You Accept All Risks

Including accidental clicks, incorrect order size/direction, delays, and rapid losses including losses exceeding your deposit when using leverage.

Point 5: How to Disable

You can disable One-Click Trading at any time in Settings → Trading Preferences.

Checkbox Consent (Required to Enable)

Responsibility Notice

"You are responsible for every order submitted using One-Click Trading, including orders submitted by mistake."

Accept Button: "I Accept & Enable One-Click Trading"

Decline Button: "Keep Standard Mode (with confirmations)"

Section 6: API & Developer Terms of Use

These API & Developer Terms govern access to and use of the AlgoBars APIs, SDKs, developer tools, documentation, embedded UI components, webhooks, and related technical services (collectively, the "API Services").

S2 API Access and Keys

2.1 API Credentials: You may be issued API keys, tokens, certificates, or other credentials ("API Credentials"). You are responsible for:

• Keeping API Credentials confidential
• Using least-privilege scopes
• Rotating credentials when compromised
• All activity performed using your API Credentials

2.2 No Credential Sharing: You may NOT sell, share, sublicense, or transfer API Credentials to third parties without AlgoBars' written consent.

2.3 Revocation: AlgoBars may revoke or rotate API Credentials at any time for security, compliance, or operational reasons.

S3 Permitted Use

You may use the API Services solely to:

• Submit, manage, or monitor order-related messages
• Integrate with supported Brokerage Platforms
• Build internal tools, strategies, or applications
• Embed approved AlgoBars UI components

All usage must comply with Applicable Law, AlgoBars Documentation, Broker rules and exchange rules.

S4 Prohibited Use

• Use the API Services for unlawful, deceptive, or abusive activity
• Attempt to manipulate markets or evade broker risk controls
• Bypass rate limits or security controls
• Scrape, reverse engineer, or probe the API Services
• Use the API Services to provide brokerage, execution, or advisory services
• Expose AlgoBars APIs directly to end users without proper safeguards
• Run uncontrolled stress tests or load tests without permission

S5 Automation and Algorithmic Trading Risks

If you use the API Services for automation or algorithmic trading:

• Orders may be submitted without human review
• Errors or misconfigurations can cause rapid losses
• Strategies may fail under market stress or volatility
• System or network issues may amplify losses

You are solely responsible for: monitoring automated activity, implementing safeguards and kill-switches, complying with broker and regulatory requirements.

S6 Rate Limits and Throttling

AlgoBars enforces rate limits, quotas, and throttling to protect system stability. AlgoBars may modify rate limits at any time, throttle or block requests exceeding limits, and suspend API access for abusive behavior. Rate limits are NOT guarantees of performance or capacity.

S7 Credential Compromise & Security Reporting

You are solely responsible for the security and confidentiality of your API Credentials. You shall:

• store API Credentials securely and never expose them in client-side code, public repositories, mobile applications, or any publicly accessible location;
• use the minimum scope necessary for your use case ("least privilege");
• rotate API Credentials immediately upon any actual or suspected compromise;
• implement appropriate access controls, logging, and monitoring for all systems that use API Credentials;
• notify AlgoBars at [email protected] of any suspected unauthorized access, credential compromise, security breach, or anomalous activity within twenty-four (24) hours of discovery;
• cooperate fully with AlgoBars in any investigation of suspected unauthorized access or misuse.

You acknowledge and agree that all activity performed using your API Credentials is attributed to you and is your sole responsibility, whether authorized by you or not. AlgoBars is not liable for any losses, damages, regulatory consequences, or claims arising from compromised, shared, stolen, leaked, or misused API Credentials, regardless of the cause. AlgoBars may suspend, revoke, or rotate API Credentials at any time without notice if AlgoBars suspects compromise, misuse, or any threat to platform security.

S8 No Service Level Agreement (SLA)

Section 12: Platform Disclaimer (BuildQapital Commercial Brokers LLC)

S1 Platform Scope & Covered Tools

This disclaimer ("Agreement") is entered into between you ("User," "you," or "your") and BuildQapital Commercial Brokers LLC, a limited liability company registered in Dubai, United Arab Emirates (mainland) ("BuildQapital," "we," "us," or "our"), the owner and operator of the AlgoBars platform. This Agreement applies to the entirety of the AlgoBars platform, website (algobars.com), mobile applications, APIs, and all associated services (collectively, the "Platform") and all tools, features, outputs, content, integrations, and services provided therein, including but not limited to: AlgoBuilder (the visual drag-and-drop strategy builder and AI-assisted algo generator), Matrix Indicator, Market Screener, Signal Radar, Algo Screener, Strategy Tester, Monte Carlo Simulator, AlgoBars charting (including Range Bars, X-Ray Bars, and all proprietary chart types), the Alerts system, Watchlist, Heatmap, Scanner, Dashboard, Portfolio tools, Bot Deployment, Paper Trading, Live Trading, Strategy Templates, the Indicator Glossary (including all 90+ technical indicators), Trade Copier, Webhook integrations, third-party brokerage connections (including but not limited to MetaTrader 4, MetaTrader 5, and any other connected brokerage, trading platform, or execution venue), community features, Discord server, educational content, and any other tool, feature, module, API, integration, or service that is now or may hereafter be made available through the Platform (collectively, the "Tools"). Where this Agreement refers to "the Platform," it includes all Tools. "Released Parties" means BuildQapital LLC, its parent companies, subsidiaries, affiliates, shareholders, members, managers, officers, directors, employees, agents, licensors, developers, third-party data providers, partners, resellers, contractors, and service providers, collectively.

S2 Educational Purpose Only: No Professional Advice

The Platform and all Tools are provided solely for educational, informational, and illustrative purposes. Nothing contained in, generated by, displayed on, or derived from the Platform constitutes financial advice, investment advice, trading advice, tax advice, legal advice, or any other form of professional advice under the laws of the United Arab Emirates or any other jurisdiction. BuildQapital is not a licensed financial institution, investment advisor, broker-dealer, commodity trading advisor, futures commission merchant, virtual asset service provider (VASP), or any other regulated financial services entity under the laws of the UAE, the United States, the European Union, or any other jurisdiction. No fiduciary relationship, advisory relationship, agency relationship, or duty of care of any kind is created between any of the Released Parties and any User by virtue of access to or use of the Platform. No output, signal, alert, indicator reading, screener result, template, strategy pattern, AI-generated content, backtest result, simulation, or any other content should be interpreted as a recommendation, solicitation, offer, or endorsement to buy, sell, or hold any financial instrument. Users must consult with qualified, licensed financial professionals, tax advisors, and legal counsel in their own jurisdiction before making any financial decisions.

S3 AI-Generated Content, Strategy Builder & Templates

The AlgoBuilder, Strategy Templates, AI-assisted strategy generation, and all strategy-creation Tools produce outputs that are purely educational demonstrations of algorithmic patterns and logic structures. AI-generated content, including strategy suggestions, indicator configurations, entry/exit rules, risk parameters, and code, is produced by machine learning models that may generate inaccurate, incomplete, misleading, or non-functional outputs. AI models have no awareness of your personal financial situation, risk tolerance, investment objectives, trading experience, account size, or regulatory environment. AI outputs may contain errors in logic, mathematics, market assumptions, or risk calculations. Users must independently verify, validate, test, and critically evaluate all AI-generated and template-based outputs before considering any application. The inclusion of pre-built Strategy Templates does not constitute an endorsement of their methodology, effectiveness, or profitability, templates are illustrative examples only and may contain strategies that are inherently unprofitable, excessively risky, or unsuitable for live trading.

S4 Signals, Screeners, Indicators & Market Data

Signal Radar, Algo Screener, Market Screener, Scanner, Matrix Indicator, Heatmap, Watchlist, Alerts, and all technical indicators generate outputs based on mathematical calculations applied to market data. These outputs are computational results, NOT trading recommendations or predictions. Signals, alerts, screening results, indicator readings, and visualizations reflect mathematical conditions only and carry no predictive power regarding future price movements. Technical indicators, including moving averages, oscillators, volume indicators, volatility measures, and proprietary indicators such as the Matrix Indicator, are observational tools that do not predict, guarantee, or forecast market direction. Market data displayed on the Platform is sourced from third-party providers and may be delayed, incomplete, inaccurate, or subject to errors. BuildQapital makes no representation regarding the accuracy, completeness, timeliness, or reliability of any market data. Users should never rely solely on any signal, indicator, screener result, or alert as the basis for a trading decision.

S5 Backtesting, Monte Carlo & Hypothetical Performance

The Strategy Tester, Monte Carlo Simulator, and all backtesting features produce hypothetical, simulated results based on historical data. Past performance, whether actual, backtested, simulated, forward-tested, or hypothetical, is NOT indicative of future results. Backtested results are inherently limited by the benefit of hindsight and do NOT account for: real-world slippage, execution latency, order queue position, partial fills, market impact, liquidity constraints, exchange fees, commission costs, data feed errors, technology failures, broker-specific execution differences, changing market regimes, black swan events, or the psychological impact of real financial risk. Monte Carlo simulations model probabilistic outcomes based on statistical assumptions that may not reflect actual market conditions. All performance metrics, including equity curves, drawdown analyses, Sharpe ratios, win rates, and profit factors, are hypothetical calculations only. The worst drawdown of any strategy is most likely yet to occur. Over-optimization (curve-fitting) to historical data can cause strategies to fail catastrophically in live markets.

S6 CFTC Rule 4.41: Hypothetical Performance Notice

S7 Bot Deployment, Live/Paper Trading & Execution Risks

Bot Deployment, Live Trading, and Paper Trading carry unique and substantial risks. Paper Trading does not involve real financial risk and cannot replicate live trading conditions, including real slippage, partial fills, order rejection, liquidity constraints, and the psychological pressure of real capital at risk. Paper Trading results should NEVER be expected to transfer to live trading. Bot Deployment and Live Trading involve automatic execution of trades in real markets with real capital. Automated systems may execute trades at speeds impossible to monitor in real-time and may malfunction, execute erroneous trades, fail to execute intended trades, or behave differently in live markets due to latency, connectivity issues, API failures, data feed interruptions, exchange outages, or software bugs. Users are solely responsible for monitoring all automated activity, implementing appropriate risk controls (including maximum position limits, daily loss limits, and kill switches), and maintaining adequate account funding and margin requirements at all times.

S8 Third-Party Brokerage Connections & MetaTrader Integration

The Platform enables users to connect Tools to third-party brokerage accounts, including MetaTrader 4 (MT4), MetaTrader 5 (MT5), and any other third-party brokerage or execution venue ("Connected Brokerages"). BY CONNECTING ANY BROKERAGE, YOU ACKNOWLEDGE:

1. BuildQapital acts solely as a signal transmission conduit, NOT a broker, dealer, exchange, or execution venue, and does not execute, route, hold, clear, settle, or custody any trades, orders, funds, or instruments;
2. BuildQapital has NO control over and assumes NO responsibility for execution quality, fill prices, slippage, spread widening, commissions, swap fees, margin calls, stop-outs, liquidations, platform outages, or any outcome within your Connected Brokerage;
3. all trades are between you and your broker; BuildQapital is not party to any transaction;
4. signal transmission is subject to network latency, API failures, timeouts, data mismatches, and other factors that may cause signals to be delayed, lost, duplicated, corrupted, or not transmitted;
5. differences in price feeds, spreads, leverage, margin, instrument naming, lot sizes, trading hours, and swap rates may cause trades to execute differently or not at all;
6. you are solely responsible for selecting, evaluating, funding, and maintaining your brokerage account and ensuring your broker is properly licensed and regulated in your jurisdiction;
7. you are solely responsible for the security of your brokerage API credentials, tokens, and passwords; BuildQapital is not liable for unauthorized access from compromised credentials;
8. BuildQapital does not endorse or guarantee any broker;
9. MetaTrader 4/5 are property of MetaQuotes Software Corp., and BuildQapital has no affiliation with MetaQuotes; and
10. your brokerage relationship is governed solely by your broker's terms.

S9 Material Risk Disclosure & Assumption of Risk

Trading futures, options, forex, cryptocurrencies, equities, and other financial instruments involves substantial risk of loss and is not appropriate for all investors. You may sustain a total loss of all invested capital and, in certain circumstances, losses exceeding your initial deposit. Margin trading amplifies both gains and losses. Contingent orders such as stop-loss orders will not necessarily limit losses. Cryptocurrency markets are particularly volatile, operate 24/7, and may be subject to manipulation and regulatory changes.

BY USING THE PLATFORM, YOU EXPRESSLY AND VOLUNTARILY ASSUME ALL RISKS ASSOCIATED WITH: trading financial instruments; using algorithmic and automated trading systems; relying on signals, indicators, AI outputs, backtests, or any other Platform output; connecting to third-party brokerages; deploying bots in live markets; and any other use of the Platform. This assumption of risk is voluntary, knowing, and informed. You represent that you have sufficient knowledge, experience, and financial resources to evaluate and bear all risks of trading and using the Platform.

S10 Limitation of Liability, Damages Cap & Indemnification

S11 Disclaimer of Warranties & Availability

THE PLATFORM AND ALL TOOLS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMISSIBLE UNDER UAE LAW AND ALL OTHER APPLICABLE LAWS. THE RELEASED PARTIES DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, TIMELY, OR FREE OF HARMFUL COMPONENTS. BUILDQAPITAL DOES NOT GUARANTEE ANY LEVEL OF AVAILABILITY, UPTIME, OR PERFORMANCE. THE PLATFORM MAY BE UNAVAILABLE DUE TO SCHEDULED OR UNSCHEDULED MAINTENANCE, UPDATES, OR ANY OTHER REASON. BUILDQAPITAL SHALL NOT BE LIABLE FOR TRADING LOSSES OR MISSED OPPORTUNITIES FROM UNAVAILABILITY. NO INFORMATION OBTAINED FROM THE RELEASED PARTIES SHALL CREATE ANY WARRANTY NOT STATED HEREIN. BUILDQAPITAL DOES NOT WARRANT THAT ANY BOT, STRATEGY, SIGNAL, OR AUTOMATED SYSTEM WILL PERFORM AS INTENDED OR ACHIEVE ANY RESULT. BUILDQAPITAL DOES NOT WARRANT THE RELIABILITY OR PERFORMANCE OF ANY CONNECTION TO ANY THIRD-PARTY BROKERAGE, AND MAKES NO WARRANTIES REGARDING ANY BROKER'S EXECUTION QUALITY, SOLVENCY, OR REGULATORY COMPLIANCE.

S12 Regulatory & Jurisdictional Notice

The Platform has not been reviewed, approved, licensed, or endorsed by any governmental or regulatory body in any jurisdiction, including but not limited to: the Dubai Virtual Assets Regulatory Authority (VARA), the UAE Securities and Commodities Authority (SCA), the UAE Central Bank (CBUAE), the Dubai Financial Services Authority (DFSA), the Abu Dhabi Global Market Financial Services Regulatory Authority (FSRA), the Dubai Department of Economy and Tourism (DET), the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), the U.S. National Futures Association (NFA), the U.S. Financial Industry Regulatory Authority (FINRA), the UK Financial Conduct Authority (FCA), the Australian Securities and Investments Commission (ASIC), the Monetary Authority of Singapore (MAS), the European Securities and Markets Authority (ESMA), or any equivalent authority in any jurisdiction. BuildQapital Commercial Brokers LLC is registered as a limited liability company in Dubai, UAE (mainland) and does not hold a financial services license, VASP license from VARA, or any other regulatory license in the UAE or elsewhere. Users are solely responsible for compliance with all applicable laws governing trading, algorithmic trading, automated trading systems, and use of trading tools in their jurisdiction. The availability of the Platform does not constitute an offer or solicitation in any jurisdiction where such activity is unauthorized.

S13 Governing Law & Exclusive Jurisdiction

The Released Parties reserve the right to seek interim or injunctive relief from the courts of Dubai, UAE at any time to protect intellectual property, confidential information, or to enforce this Agreement, without complying with the pre-litigation procedure for such interim relief.

S14 Force Majeure & Extraordinary Circumstances

The Released Parties shall not be liable for any failure, delay, or interruption in Platform performance resulting from causes beyond their reasonable control, including but not limited to: acts of God, natural disasters, pandemics, or epidemics; war, terrorism, sanctions, or civil unrest; government actions, embargoes, or regulatory changes (including changes by UAE regulators such as VARA, SCA, CBUAE, or DET); exchange circuit breakers, trading halts, or market-wide disruptions; cyberattacks, DDoS attacks, hacking, or ransomware; internet or telecommunications outages; power failures; third-party service failures, including data vendor outages, broker API failures, MetaTrader server downtime, or cloud hosting disruptions; flash crashes, liquidity crises, or extreme volatility; or any other event beyond reasonable control. During such events, BuildQapital's obligations are suspended, and BuildQapital shall not be responsible for any losses or damages.

S15 Testimonials, Community & Third-Party Content

Any testimonials, reviews, user comments, performance claims, success stories, or user-generated content displayed on the Platform, its website, social media, Discord server, or associated media are individual experiences and opinions. They do NOT represent or guarantee typical results. Individual trading results vary substantially. Many traders lose money; past success of any user does not indicate future success. BuildQapital does not independently verify any testimonial or performance claim. Third-party content, external links, educational materials, or analysis accessible through the Platform is provided by independent parties and does not constitute an endorsement by BuildQapital. BuildQapital assumes no responsibility for third-party content.

Testimonial Verification & Usage Addendum to S15

15.1 Verification Requirement: No Promoter (as defined in S.43) may cite, reference, present, or display any user testimonial, trading result, account balance, profit figure, or success story in any Promotional Activity unless: (a) the testimonial has been verified by AlgoBars as authentic and not misleading; (b) the testimonial includes a clear disclaimer that individual results vary and past performance does not guarantee future results; (c) the testimonial does not imply that similar results are typical or expected.

15.2 Prohibited Testimonial Practices: The following uses of testimonials are strictly prohibited: (a) presenting cherry-picked winning trades without disclosing overall account performance, including losses; (b) using testimonials from compensated individuals without disclosing the compensation; (c) fabricating, altering, or embellishing testimonials; (d) using testimonials that are outdated or no longer representative; (e) presenting demo/paper trading results as real trading results; (f) using testimonials from individuals who are not actual users of the Platform.

S16 Affiliates, Partners & Third-Party Relationships

BuildQapital may engage affiliates, partners, resellers, referral agents, educators, mentors, content creators, or other third parties who promote or reference the Platform. Any statements, representations, demonstrations, performance claims, or recommendations made by any such third party are solely their own and do NOT represent the views, endorsements, or guarantees of BuildQapital. BuildQapital disclaims all liability for the actions, statements, representations, advice, or conduct of any affiliate, partner, or third party. No such relationship creates any agency, joint venture, partnership, employment, or fiduciary relationship, nor any additional duty or liability from BuildQapital to any User. Users must independently evaluate all claims made by affiliates or partners.

Affiliate & Promoter Enforcement Addendum to S16

16.1 Binding Compliance Obligation: Notwithstanding the foregoing disclaimer, all affiliates, partners, resellers, referral agents, educators, mentors, content creators, and any other person or entity that promotes the Platform are bound by S.43 (Affiliate, Partner & Promoter Compliance Program) and Appendix K (Code of Conduct). Violation of these provisions may result in immediate termination of affiliate status, forfeiture of commissions, and legal action.

16.2 Zero Tolerance Policy: BuildQapital maintains a zero-tolerance policy for Promotional Activities that: (a) make income guarantees or profit promises; (b) discourage the use of demo accounts or risk management tools; (c) pressure users to fund accounts or increase deposit amounts; (d) fabricate or alter trading results, testimonials, or performance data; (e) target minors or vulnerable populations.

16.3 User Protection: Users who were induced to use the Platform or fund trading accounts based on Promotional Activities that violate S.43 or Appendix K are encouraged to report such conduct to [email protected]. AlgoBars will investigate all reports and take appropriate enforcement action.

S17 Tax Obligations, Data Privacy & Credential Security

TAX: BuildQapital does not provide tax advice. You are solely responsible for all tax obligations in all applicable jurisdictions, including income taxes, capital gains taxes, VAT (noting UAE VAT applies at 5% to certain transactions), corporate taxes, withholding taxes, and any other taxes. BuildQapital does not issue tax documents, report trading activity, or calculate, withhold, or remit taxes on your behalf. Consult a qualified tax professional in your jurisdiction.

DATA PRIVACY: BuildQapital processes personal data in accordance with its Privacy Policy and applicable data protection laws, including UAE Federal Decree-Law No. 45 of 2021 (the UAE Data Protection Law). When connecting to third-party brokerages, you may provide API credentials, authentication tokens, or account information. BuildQapital implements commercially reasonable security measures but does not guarantee absolute security. BuildQapital is not responsible for data breaches or unauthorized access caused by third-party vulnerabilities, your failure to use strong credentials, credential sharing, phishing, malware on your devices, or any other cause beyond BuildQapital's reasonable control. You are solely responsible for your own device security, credentials, and network connections.

S18 Intellectual Property & Modification Rights

All strategy patterns, templates, algorithms, proprietary chart types (including AlgoBars, Range Bars, X-Ray Bars), indicator logic, the Matrix Indicator methodology, code structures, trade names, trademarks, logos, and associated intellectual property remain the exclusive property of BuildQapital and its licensors, protected under UAE Federal Law No. 38 of 2021 (Copyright Law), Federal Law No. 36 of 2021 (Trademark Law), and applicable international intellectual property conventions. Third-party market data is subject to its respective vendors' terms. Users acknowledge that trading patterns on the Platform do not constitute proprietary methodologies with any inherent edge. BuildQapital reserves the right, at its sole discretion, to modify, amend, update, or replace any provision of this Agreement at any time without prior notice. Modifications become effective immediately upon posting. Your continued use constitutes acceptance. BuildQapital may suspend, restrict, or terminate access to the Platform or any Tools at any time, for any reason, without notice or liability. BuildQapital may discontinue or alter any Tool, feature, data feed, or brokerage connection at any time.

S19 Severability, Survival, Electronic Consent & Entire Agreement

SEVERABILITY: If any provision is found invalid or unenforceable by a court of competent jurisdiction or arbitral tribunal, it shall be modified to the minimum extent necessary, and all remaining provisions continue in full force.

SURVIVAL: Sections 9, 10, 11, 13 (including arbitration and limitation period), indemnification obligations, intellectual property provisions, and all provisions intended by nature to survive, shall survive termination of this Agreement or your access to the Platform.

ELECTRONIC CONSENT: By clicking "I Understand & Accept," you agree that your click constitutes a valid electronic signature under UAE Federal Decree-Law No. 46 of 2021 on Electronic Transactions and Trust Services, and any other applicable electronic signature laws in your jurisdiction, with the same legal force and effect as a handwritten signature. You consent to receiving this Agreement and all related communications electronically.

WAIVER: Failure of BuildQapital to enforce any provision shall not constitute a waiver. Any waiver must be in writing.

ENTIRE AGREEMENT: This Agreement, together with BuildQapital's Terms of Service and Privacy Policy, constitutes the entire agreement between you and BuildQapital regarding the subject matter hereof, and supersedes all prior agreements, representations, and understandings, whether written, oral, or implied. No oral or written statement by any representative shall create any warranty or obligation not expressly stated herein.

S20 User Acknowledgment & Acceptance of All Terms

Appendix A: AlgoBuilder Disclaimer Gate

Disclosure 1: Educational Purpose Only

AlgoBuilder and all strategy tools are for educational and informational purposes only. Nothing on this platform constitutes financial, investment, or trading advice.

Disclosure 2: Past Results Do Not Equal Future Performance

Backtested and simulated results are NOT indicative of future results. They cannot account for real-world conditions, market regime changes, or black swan events.

Disclosure 3: Account for All Trading Costs

Real trading involves broker fees, spreads, commissions, swap/overnight charges, and slippage; these significantly impact strategy performance and must be factored into your analysis.

Disclosure 4: AI & Indicator Outputs May Be Wrong

AI-generated strategies and indicator signals (including Matrix Indicator) are mathematical calculations, not predictions. They may contain errors and carry no predictive power.

Disclosure 5: Automated Trading Has Substantial Risk

Bots may malfunction, execute erroneous trades, or behave differently in live markets. You are solely responsible for monitoring all automated activity and setting risk controls.

Disclosure 6: You Assume All Risk & Liability

You expressly assume ALL risks. Trading involves substantial risk of total capital loss. You are solely responsible for all decisions and outcomes.

Checkbox Consent (Required to Proceed)

Footer: BuildQapital Commercial Brokers LLC · UAE · UAE Federal Law · Dubai Courts

Appendix C: Strategy Deployment Terms

Deployment Consent Checkbox (Required Before Every Deployment)

This checkbox must be checked before any strategy can be deployed to paper trading or live trading. It appears in every deployment flow across the platform, including:

• AlgoBuilder desktop deployment panel
• MetaTrader Bridge deployment panel
• Account Panel strategy deployment
• Mobile app strategy deployment
• Mobile history screen re-deployment

The "Terms and Conditions" link directs to: https://algobars.com/legal/terms

Variant Wording (Mobile Deploy Config)

Appendix K: Affiliate, Partner & Promoter Code of Conduct

Supplements: Section 10, S.43 (Affiliate, Partner & Promoter Compliance Program); Section 12, S15 (Testimonials); Section 12, S16 (Affiliates, Partners & Third-Party Relationships)

This Appendix establishes the mandatory code of conduct for all Promoters (as defined in S.43.1). Compliance with this Appendix is a condition of any affiliate, referral, partnership, or promotional relationship with AlgoBars.

K.1 Ethical Marketing Standards

All Promoters must: (a) Be truthful, accurate, and not misleading in all communications; (b) Clearly distinguish between educational content and promotional content; (c) Never create a false sense of urgency or artificial scarcity; (d) Respect the autonomy and decision-making capacity of prospective users; (e) Never exploit vulnerable individuals, including those in financial distress.

K.2 Required Disclosures Checklist

Every Promotional Activity must include ALL of the following disclosures: (1) Risk Disclosure: "Trading involves substantial risk of loss. You may lose some or all of your capital. Only trade with money you can afford to lose." (2) Past Performance: "Past performance does not guarantee future results." (3) Technology Provider: "AlgoBars is a technology provider, not a broker, dealer, or financial advisor." (4) Material Connection: Clear disclosure of the Promoter's relationship with AlgoBars, including compensation received.

K.3 Prohibited Statements: Specific Examples

The following statements (and substantially similar statements) are strictly prohibited:

1. "We make money every single day" or any implication of consistent profitability;
2. "This strategy has a 95% win rate" without verified, audited documentation;
3. "You can quit your job and trade full-time";
4. "Risk-free trading" or "guaranteed returns";
5. "Just follow my signals and you'll make money";
6. "I made $X in Y days, you can too";
7. Any statement that minimizes or trivializes trading risk.

K.4 Ethical Client Acquisition Standards

Promoters must: (a) provide prospective users adequate time and information to make informed decisions; (b) encourage use of demo accounts before live trading; (c) never pressure users to deposit funds or increase deposit amounts; (d) respect requests to stop receiving promotional communications.

K.5 Live Trading Demonstrations

Promoters who conduct live trading demonstrations must: (a) prominently display a continuous risk warning throughout the duration; (b) clearly state whether the demonstration uses a live or demo account; (c) disclose the account size, leverage, and risk parameters; (d) not cherry-pick favorable market conditions; (e) show both winning and losing trades.

K.6 In-Person Presentations, Group Demonstrations & Office Conduct

6.1 Promoters conducting in-person meetings must: (a) provide written risk disclosures; (b) not assist with account creation on users' devices; (c) not handle users' funds or payment methods.

6.2 AlgoBars office premises are exclusively for authorized business purposes. Unauthorized solicitation, account creation, or fund collection on AlgoBars premises is strictly prohibited.

6.3 All non-employee visitors must register upon entry.

6.4 No Promoter shall physically handle any prospective user's device for account creation or funding purposes.

K.7 Escalating Enforcement Framework

Level 1, Formal Written Warning (First Incident): Warning with specific corrective actions and deadline.

Level 2, Supervised Access and Pre-Authorization (Second Incident): All content must be pre-approved.

Level 3, Office Access Revocation and Commission Review (Third Incident): Physical access revoked, commissions under review.

Level 4, Full Affiliate Termination (Fourth Incident): Permanent termination, forfeiture of all pending commissions.

Level 5, Legal Action (Fraud or Egregious Conduct): Civil and/or criminal proceedings.

K.8 Annual Compliance Certification

All active Promoters must complete an annual compliance certification confirming they have read, understand, and comply with this Agreement, S.43, and this Appendix K. Failure to complete certification within thirty (30) days of request results in automatic suspension.

K.9 Referral Attribution Integrity

Commissions are earned only for users acquired through compliant Promotional Activities. Self-referrals, fraudulent referrals, incentivized sign-ups, cookie stuffing, and trademark bidding are prohibited and grounds for immediate termination and commission forfeiture.

K.10 Promoter Onboarding and Compliance Training

Before commencing Promotional Activities, all Promoters must: (a) read and acknowledge this Agreement including S.43 and Appendix K; (b) complete any compliance training provided by AlgoBars; (c) pass any compliance assessment if required; (d) agree to ongoing monitoring of Promotional Activities.

K.11 Client Protection Protocol

When AlgoBars determines users were acquired through non-compliant activities, AlgoBars shall: (a) identify affected users; (b) notify them of the non-compliant activity; (c) provide additional risk disclosures; (d) offer access to educational resources; (e) where appropriate, offer remedial measures.

K.12 Inter-Promoter Conduct and Territory

No Promoter is granted exclusive rights to any geographic area or user segment. Promoters shall not disparage other Promoters or competing platforms using false or misleading statements.

K.13 Social Media and Digital Content Standards

Promoters creating digital content must: (a) include risk disclosures in every post; (b) use #ad, #sponsored, or #affiliate hashtags as required by platform and regulatory guidelines; (c) not use misleading thumbnails, titles, or preview images; (d) comply with each social media platform's advertising policies.

K.14 Multi-Language and Translated Content

All mandatory risk disclosures must be in the same language as the Promotional Activity. If content is in multiple languages, disclosures must appear in each language used.

K.15 Protection of Minors and Vulnerable Audiences

Promoters shall not create content directed at persons under 18 or that exploits financial vulnerability, gambling addiction, or financial distress.

K.16 Prohibited Compensation Structures

No multi-level marketing (MLM), pyramid, or tiered referral structures are permitted. Compensation must be based solely on direct, first-level referrals.

K.17 Promoter Data Protection Obligations

Where a Promoter collects personal information from users, the Promoter is an independent data controller and must comply with all applicable data protection laws, including GDPR where applicable.

K.18 Regulatory Licensing Self-Assessment

Each Promoter is solely responsible for determining whether their activities require regulatory licensing in any jurisdiction. AlgoBars does not provide legal advice on licensing requirements.

K.19 AI-Generated, Synthetic, and Manipulated Content

All Promotional Activities using AI-generated text, images, audio, or video must prominently disclose the use of artificial intelligence. Deepfakes, synthetic voices impersonating real individuals, and AI-generated fake testimonials are strictly prohibited.

K.20 Cooling-Off Period for Referred Users

Users who register through a referral link have a seventy-two (72) hour cooling-off period during which the referral is pending and the Promoter earns no commission. This allows users to evaluate the Platform independently.

K.21 Brand Asset Usage and Intellectual Property

Promoters receive a limited, non-exclusive, revocable license to use AlgoBars brand assets solely for compliant Promotional Activities. Modification of logos, creation of derivative marks, or use implying official endorsement is prohibited.

K.22 Promoter Transparency and Commission Disclosure

Any user referred through a Promoter has the right to request confirmation of whether they were referred and the general nature of compensation the Promoter receives.

K.23 Community Groups, Chat Rooms, and Private Channels

Promoters operating communities referencing AlgoBars must: (a) include risk disclosures in community descriptions; (b) prohibit sharing of specific trade signals as "guaranteed" trades; (c) not restrict members from accessing AlgoBars' official risk disclosures.

K.24 Delegation and Sub-Contracting

Promoters are personally responsible for all activities under their affiliate account, regardless of whether conducted by employees, contractors, or sub-affiliates.

K.25 Conflict of Interest and Competing Platforms

Promoters simultaneously promoting competing platforms must disclose this fact to AlgoBars and in their Promotional Activities.

K.26 Compliance Audit and Mystery Review Rights

AlgoBars reserves the right to audit any Promoter's activities at any time, with or without notice, including mystery shopping, content review, and financial record inspection.

K.27 Promoter Exit and Offboarding Procedure

Upon termination, Promoters must: (a) cease all Promotional Activities within 48 hours; (b) remove or update all published content; (c) return or destroy confidential materials; (d) outstanding commissions are paid only for compliant referrals.

K.28 Governing Law and Dispute Resolution

All matters relating to Promoter activities and this Appendix K are governed by UAE federal law and Dubai law, with disputes subject to the exclusive jurisdiction of the courts of Dubai as set forth in Section 9.

K.29 Tax Compliance

Each Promoter is solely responsible for reporting and paying all taxes on commissions earned, in accordance with the laws of their jurisdiction(s) of residence, citizenship, and operation. AlgoBars is a UAE-domiciled entity and does not withhold taxes from Promoter commissions, does not file information returns with any tax authority on behalf of Promoters, and does not issue tax forms (including but not limited to IRS Form 1099, Form 1042-S, or any equivalent foreign-jurisdiction document).

AlgoBars may, at its sole discretion, provide an informal annual earnings statement to Promoters to assist with the Promoter's own tax reporting. Such statement is not a tax form, is not filed with any authority, and does not constitute tax advice.

AlgoBars may, at any time and at its sole discretion, require Promoters to provide identification, business registration, or other verification documents before processing commission payments, and may withhold or suspend payment pending receipt of requested verification. AlgoBars provides no tax advice. Each Promoter shall indemnify, defend, and hold harmless AlgoBars and its affiliates from any taxes, penalties, interest, claims, or costs arising from the Promoter's tax non-compliance, late filing, misreporting, or failure to register in any jurisdiction.

K.30 Survival of Promoter Obligations After Termination

Notwithstanding the termination of any affiliate, partner, or promoter relationship for any reason, the following obligations survive termination indefinitely:

• indemnification obligations under K.7, S.43.7, and Section 8;
• confidentiality and non-disclosure obligations;
• intellectual property restrictions, including the prohibition on continued use of AlgoBars brand assets under K.21;
• record-keeping obligations under K.9 and S.43.9 (minimum three (3) years);
• compliance with the prohibited statements list under K.3;
• obligation to remove or update all published Promotional Activities within forty-eight (48) hours of termination under K.27;
• return or destruction of confidential materials under K.27;
• cooperation with AlgoBars audits, investigations, and regulatory inquiries relating to pre-termination conduct;
• forfeiture of pending or accrued commissions earned through non-compliant activities; and
• all dispute resolution provisions, governing law, and limitation periods set forth in this Agreement.

Termination of the Promoter relationship does not release the former Promoter from liability for any breach of S.43, this Appendix K, or any related provision that occurred prior to termination. AlgoBars retains all rights and remedies available under law and this Agreement against any former Promoter for pre-termination conduct.

K.31 Non-Solicitation of Referred Users

During the term of the Promoter relationship and for a period of twelve (12) months after termination or expiration of the relationship (for any reason), the Promoter shall not, directly or indirectly:

1. solicit, contact, induce, or attempt to convert any User who was referred to AlgoBars by the Promoter to use any competing service, platform, broker integration, or trading tool;
2. use any AlgoBars-derived contact information (including emails, social media handles, or referral data) to market any competing or third-party service to such Users;
3. disparage AlgoBars or the Services in any communication to referred Users;
4. encourage referred Users to cancel, downgrade, or reduce their use of the Services for the benefit of any competing offering.

Breach of this Section authorizes AlgoBars to recover all commissions previously paid in connection with such Users, all damages caused by the diversion, all costs of enforcement (including reasonable legal fees), and to seek injunctive relief.

K.32 Final Commission Payout & Forfeiture

Upon termination, suspension, or expiration of the Promoter relationship for any reason:

1. any earned and unpaid commissions for verified, compliant referrals shall be paid within sixty (60) days of the effective date of termination, subject to AlgoBars' right to set off any amounts owed to AlgoBars, any commissions clawed back for non-compliant activity, and any other lawful deductions;
2. AlgoBars may withhold final commissions pending completion of any compliance review, investigation, or audit;
3. any commissions not claimed in writing by the former Promoter within the sixty (60) day window are permanently forfeited, and AlgoBars shall have no further obligation to pay them;
4. commissions earned through non-compliant Promotional Activities (as determined by AlgoBars) shall be forfeited and may be clawed back from prior payouts;
5. no future commissions, residuals, trail, recurring fees, or contingent payments are owed to a former Promoter after termination, regardless of whether the originally referred User continues to use the Services.

K.33 Right to Reject Promoter Applications

AlgoBars may, in its sole and absolute discretion, accept or reject any application to join the Promoter program for any reason or no reason, with or without notice or explanation. Without limitation, AlgoBars may reject applications based on: (a) prior conduct of the applicant; (b) competitive considerations; (c) jurisdictional or sanctions concerns; (d) reputational concerns; (e) regulatory considerations; (f) failure to provide requested information; or (g) any other factor AlgoBars deems relevant. Acceptance of a Promoter application is not a guarantee of continued participation; AlgoBars may terminate any Promoter at any time per the terms of this Agreement and Appendix K. No applicant has any right, claim, or expectation of acceptance.

End of Appendix K. All provisions above (K.1 through K.33) are incorporated into and form part of the AlgoBars Master Legal Agreement.